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Method and apparatus for agent payment, electronic device and computer-readable storage medium

A technology of payment and computer, applied in the field of wearable devices, can solve problems such as insufficient account balance, and achieve the effect of improving user experience

Active Publication Date: 2019-02-26
MOBVOI INFORMATION TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, when users make online payments through smart wearable devices, the account bound to the smart wearable device may have problems such as insufficient balance and cannot make payment, and needs to pay through accounts on other terminal devices, so how to proceed? Payment becomes a key issue

Method used

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  • Method and apparatus for agent payment, electronic device and computer-readable storage medium
  • Method and apparatus for agent payment, electronic device and computer-readable storage medium
  • Method and apparatus for agent payment, electronic device and computer-readable storage medium

Examples

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Embodiment 1

[0035] The embodiment of the present invention provides a payment method, such as figure 1 As shown, the method includes:

[0036] Step S101, sending the first payment request to the payer's terminal device.

[0037] Wherein, the first proxy payment request is used to request the payer's terminal device to perform proxy payment.

[0038] For the embodiment of the present invention, when the terminal device of another person is required to make payment on behalf of others, the first payment request is sent to the terminal device of the payer.

[0039] For the embodiment of the present invention, the payer's terminal device may be the payer's mobile phone, the payer's personal computer, or the agent's wearable device. It is not limited in the embodiment of the present invention.

[0040] Step S102, receiving the first payment code information sent by the payer's terminal device.

[0041] Wherein, the first payment code information includes the first payment code.

[0042] F...

Embodiment 2

[0057] The embodiment of the present invention provides another possible implementation manner. On the basis of the first embodiment, the method shown in the second embodiment is also included, wherein,

[0058] Step S101 may specifically include: Step S1011 (not shown in the figure), wherein,

[0059] Step S1011, when any of the following conditions is met, send the first payment request to the payer's terminal device:

[0060] Detecting the user's trigger operation on the first payment request;

[0061] It is detected that the balance of the currently bound account is less than the amount to be paid;

[0062] It is detected that the account bound to the current device has a payment failure.

[0063] For this embodiment of the present invention, the first proxy payment request may be sent when a user's trigger operation is detected, or may be directly sent by the payment request sender's device without detecting the user's trigger operation. It is not limited in the embodi...

Embodiment 3

[0076] Another possible implementation of the embodiment of the present invention further includes the operations shown in the third embodiment on the basis of the first or second embodiment, wherein,

[0077] Sending the first payment request to the payer's terminal device includes: at least one of step Sa (not shown in the figure), step Sb (not shown in the figure) and step Sc (not shown in the figure) item, of which,

[0078] Step Sa, sending the first payment request to the payer's terminal device through Bluetooth communication.

[0079] Step Sb, sending the first payment request to the payer's terminal device through instant messaging.

[0080] Step Sc, sending the first payment request to the payer's terminal device through short message communication.

[0081] For the embodiment of the present invention, if the distance between the payer's terminal device and the payer request sender's device is within the connectable range of Bluetooth communication, the first payer...

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PUM

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Abstract

Embodiments of the present invention provide a method and apparatus for agent payment, an electronic device, and a computer-readable storage medium. Them method is applied in the wearable technology field and the payment field. The method comprises: sending the first payment request to the terminal equipment of the payer, wherein the first payment request is used for requesting the terminal equipment of the payer to make payment on behalf of the payer; then receiving the first payment code information sent by the terminal equipment of the payer, and displaying a first payment code for performing payment, wherein the first payment code information includes a first payment code, and when a second payment generation request is received, second payment code information is generated based on the second payment generation request and sent to a sender device of the second payment generation request, and the second payment code information includes a second payment code. The embodiment of theinvention realizes agent payment through other terminal equipment or agent payment for other terminal equipment, and can improve user experience.

Description

technical field [0001] The present invention relates to the technical field of wearable devices and the technical field of payment. Specifically, the present invention relates to a method, device, electronic device and computer-readable storage medium for paying on behalf of others. Background technique [0002] With the development of information technology, smart wearable devices also develop accordingly. Smart wearable devices can include: smart watches, smart bracelets, and smart glasses. Users can use smart wearable devices to control various terminal devices such as mobile phones and computers This operation, recently, with the rise of online payment, smart wearable devices can realize online payment, for example, smart wearable devices can bind online payment software such as *** application and ##application to realize online payment. [0003] However, when users make online payments through smart wearable devices, the account bound to the smart wearable device may h...

Claims

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Application Information

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IPC IPC(8): G06Q20/32G06Q20/22
CPCG06Q20/227G06Q20/327
Inventor 郝洋
Owner MOBVOI INFORMATION TECH CO LTD