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A claim settlement method and device based on a block chain

A blockchain and solution technology, applied in the field of data processing, can solve problems such as errors, loss of funds of insurance claims agencies, and inability to query user business behavior data to achieve the effect of ensuring authenticity and security

Inactive Publication Date: 2019-04-12
ALIBABA GRP HLDG LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

However, the realization of the above-mentioned fast compensation depends on the system stability and reliability of the docking parties. When reviewing claims, if the system fails to query the user's business behavior data or wrong behavior data is found, it will be directly queried. Claims pose immeasurable risks
At the same time, the claim settlement of the insurance claim agency strongly relies on the data of the business processing agency. If the business staff and the insured user are united, it is very convenient to make a fraudulent claim, which will bring financial losses to the insurance claim agency.

Method used

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  • A claim settlement method and device based on a block chain
  • A claim settlement method and device based on a block chain
  • A claim settlement method and device based on a block chain

Examples

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Embodiment Construction

[0040] Reference will now be made in detail to the exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, the same numerals in different drawings refer to the same or similar elements unless otherwise indicated. Implementations described in the following exemplary embodiments do not represent all implementations consistent with one or more embodiments of this specification. Rather, they are merely examples of apparatuses and methods consistent with aspects of one or more embodiments of the present specification as recited in the appended claims.

[0041] It should be noted that in other embodiments, the steps of the corresponding methods are not necessarily performed in the order shown and described in this specification. In some other embodiments, the method may include more or less steps than those described in this specification. In addition, a single step described in this...

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Abstract

One or more embodiments of the invention provide a claim settlement method and device based on a block chain. The block chain comprises a claim settlement institution party and service processing institution party node devices. The method comprises the steps of acquiring a target transaction sent by the service processing institution node device from a distributed database of a block chain, wherein the target transaction comprises service behavior data generated by a claimed party in the service processing institution node device; generating claim settlement scheme logic for the claimed partybased on the service behavior data included in the target transaction; and executing the claim settlement scheme logic.

Description

technical field [0001] This specification relates to the technical field of data processing, and in particular to a blockchain-based claims settlement method and device. Background technique [0002] The system of the insurance claims agency is connected with the relevant business processing agencies, so that the insurance underwriting and the user's business behavior data can be quickly obtained by the insurance claims agency after the business processing agency completes the review. However, the realization of the above-mentioned fast compensation depends on the system stability and reliability of the docking parties. When reviewing claims, if there is an abnormality in the system that makes it impossible to query the user's business behavior data, or query the wrong behavior data, it will be directly queried. Claims entail immeasurable risks. At the same time, the claims of the insurance claims agency rely heavily on the data of the business processing agency. If the bus...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06F16/27G06F21/64G06Q40/04G06Q40/08
CPCG06F21/64G06Q40/04G06Q40/08G06Q10/10H04L9/3239H04L2209/56H04L9/50H04L9/0618
Inventor 马随
Owner ALIBABA GRP HLDG LTD
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