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Payment method switching method, device, computer equipment and readable storage medium

A payment method and method field technology, applied in the Internet field, can solve the problems of high load on the payment system, inability to guarantee the timeliness of switching payment methods, and processing delays, etc., to achieve the effects of shortening processing delays, lightening loads, and avoiding heavy loads

Active Publication Date: 2020-11-10
KOUBEI SHANGHAI INFORMATION TECH CO LTD
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  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0006] In view of this, the present invention provides a payment method switching method, device, computer equipment and readable storage medium, the main purpose is to solve the problem that the current payment system has a high load, there will be processing delays, and the timeliness of switching payment methods cannot be guaranteed. The problem

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  • Payment method switching method, device, computer equipment and readable storage medium
  • Payment method switching method, device, computer equipment and readable storage medium
  • Payment method switching method, device, computer equipment and readable storage medium

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Embodiment Construction

[0055] Exemplary embodiments of the present invention will be described in more detail below with reference to the accompanying drawings. Although exemplary embodiments of the present invention are shown in the drawings, it should be understood that the invention may be embodied in various forms and should not be limited to the embodiments set forth herein. Rather, these embodiments are provided for more thorough understanding of the present invention and to fully convey the scope of the present invention to those skilled in the art.

[0056] An embodiment of the present invention provides a method for switching payment methods, which can receive payment switching data generated according to the payment management framework set by the user, and determine whether to switch the payment method in real time by comparing the expiration time field in the payment switching data with the current time field. To switch the current payment method, there is no need to wait until 24:00 to ...

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Abstract

The invention discloses a payment mode switching method and device, computer equipment and a readable storage medium, and relates to the technical field of Internet. payment switching data generated according to a payment management framework set by a user is received, the failure time field in the payment switching data is compared with the current time field; whether the current payment mode isswitched in real time is determined, the payment mode is switched without waiting for 24 points in a unified manner, the load of the payment system is prevented from being too heavy, the load of the payment system is reduced, the processing delay is shortened, and the timeliness of switching the payment mode is ensured. The method comprises the following steps: when payment switching data is received, extracting a failure time field from the payment switching data; Obtaining a current time field, and comparing the failure time field with the current time field; And if the failure time field issmaller than the current time field, extracting a target mode field from the payment switching data, and switching the payment mode indicated by the target payment mode field into the current paymentmode.

Description

technical field [0001] The invention relates to the technical field of the Internet, in particular to a payment method switching method, device, computer equipment and readable storage medium. Background technique [0002] With the rapid development of Internet technology and the progress of human society, electronic payment has become an indispensable means of payment. Electronic payment refers to the behavior that units and individuals directly or authorize others to issue payment instructions through electronic terminals to realize currency payment and fund transfer. Recording transactions, etc. are determined, and therefore, electronic payment is widely used in various fields. In the field of catering, electronic payment usually provides a variety of payment methods for merchants to choose from. For example, the optional payment methods include paying first and then picking up the meal, and picking up the meal before paying, etc. Merchants can switch between different p...

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/22G06Q20/40
Inventor 宦晓东山银华周志文
Owner KOUBEI SHANGHAI INFORMATION TECH CO LTD