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A risk control method and terminal device

A terminal equipment and risk control technology, applied in data processing applications, finance, instruments, etc., can solve problems such as credit risk identification of terminal loans

Active Publication Date: 2021-11-19
CHINA MOBILE COMM LTD RES INST +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0003] However, the existing location-based risk control methods cannot identify the credit risk of the terminal loan

Method used

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  • A risk control method and terminal device
  • A risk control method and terminal device
  • A risk control method and terminal device

Examples

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Embodiment Construction

[0065] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are some of the embodiments of the present invention, but not all of them. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

[0066] see figure 1 As shown, the embodiment of the present invention provides a risk control method applied to a terminal device, including the following steps:

[0067] Step 101: Obtain indication information for indicating whether the device fingerprint information of the terminal device is legal.

[0068] It should be pointed out that the device fingerprint information of the terminal device can be generated by the terminal device according to its...

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Abstract

The present invention provides a risk control method and a terminal device, wherein the risk control method includes: acquiring indication information for indicating whether the device fingerprint information of the terminal device is legal, and when the indication information indicates that the device fingerprint information is legal , obtain the risk level of the location of the terminal device, and perform risk control on the business services of the terminal device according to the risk level of the location of the terminal device. The risk level of the location of the terminal device is based on the The location information within a preset time is determined. The solution of the present invention can identify and judge the credit risk of the terminal device by means of the legality of the fingerprint information of the terminal device and the change of the terminal location, so as to realize the loan, transaction, etc. of the terminal device based on the fingerprint information and location of the terminal device. Risk control for business services.

Description

technical field [0001] The present invention relates to the technical field of e-commerce, in particular to a risk control method and terminal equipment. Background technique [0002] At present, in the position-based risk control methods, most of the terminal transactions are risky by comparing the location of the terminal device with the location of the terminal card swiping. The risk is high, so as to realize the risk control of transaction business. [0003] However, the existing location-based risk control methods cannot identify the credit risk of the terminal loan. Contents of the invention [0004] Embodiments of the present invention provide a risk control method and a terminal device, so as to be able to perform risk control on business services such as loans and transactions of the terminal device based on the location of the terminal device. [0005] In order to solve the above problems, in the first aspect, an embodiment of the present invention provides a r...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): H04L29/08G06Q40/04
CPCH04L67/146H04W4/025H04W4/027G06Q40/04H04L67/52
Inventor 葛欣肖坤
Owner CHINA MOBILE COMM LTD RES INST
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