Looking for breakthrough ideas for innovation challenges? Try Patsnap Eureka!

Cash transaction risk analysis method and system for bank outlets

A technology of bank outlets and cash transaction volume, applied in the field of financial data processing, can solve the problems of lagging cash risk management, failure to timely and accurately discover bank cash risks, etc., and achieve the effect of risk control

Pending Publication Date: 2022-07-22
BANK OF CHINA
View PDF0 Cites 0 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] At present, cash management is mainly based on the experience accumulation of business personnel, lacking the support of actual data, resulting in relatively lagging cash risk management, unable to timely and accurately discover cash risks in bank operations

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Cash transaction risk analysis method and system for bank outlets
  • Cash transaction risk analysis method and system for bank outlets
  • Cash transaction risk analysis method and system for bank outlets

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0033] The principles and spirit of the present invention will now be described with reference to several exemplary embodiments. It should be understood that these embodiments are only given for those skilled in the art to better understand and implement the present invention, but not to limit the scope of the present invention in any way. Rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the scope of the disclosure to those skilled in the art.

[0034] As will be appreciated by those skilled in the art, embodiments of the present invention may be implemented as a system, apparatus, device, method or computer program product. Accordingly, the present disclosure may be embodied in entirely hardware, entirely software (including firmware, resident software, microcode, etc.), or a combination of hardware and software.

[0035] According to the embodiments of the present invention, a cash transaction risk analysis ...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The invention provides a cash transaction risk analysis method and system for banking outlets, and relates to the technical field of financial data processing, and the method comprises the steps: carrying out the clustering analysis of all banking outlets according to customer transaction data, and obtaining a plurality of banking outlet subsets; determining the cash transaction volume and the cash risk coefficient of each bank outlet in the bank outlet subset; selecting a plurality of bank outlets of which the corresponding cash risk coefficients are smaller than a set threshold value from the bank outlet subset, and determining a relation function between the cash transaction volume of the bank outlet subset and the cash risk coefficients according to the selected plurality of bank outlets; determining a potential risk threshold value of the bank outlet subset; for each bank outlet which is not in the preset range, determining a cash transaction volume and a cash risk coefficient corresponding to the bank outlet; and for each bank outlet which is not in the preset range, determining a bank outlet subset to which the bank outlet belongs, and obtaining a cash transaction risk analysis result of the bank outlet.

Description

technical field [0001] The invention relates to the technical field of financial data processing, in particular to a cash transaction risk analysis method and system for bank outlets. Background technique [0002] This section is intended to provide a background or context to the embodiments of the invention recited in the claims. The descriptions herein are not admitted to be prior art by inclusion in this section. [0003] At present, cash management is mainly based on the accumulation of experience of business personnel, lacking the support of actual data, resulting in a lag in cash risk management, and it is impossible to timely and accurately detect cash risks in bank operations. [0004] To sum up, there is an urgent need for a technical solution that can overcome the above-mentioned defects and can timely detect the cash transaction risks of bank outlets. SUMMARY OF THE INVENTION [0005] In order to solve the problems existing in the prior art, the present invent...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
IPC IPC(8): G06Q40/02G06Q40/04G06K9/62
CPCG06Q40/02G06Q40/04G06F18/2321
Inventor 朱江波胡毅马克时福林赵梦姚元伟王艳芳朱振勇
Owner BANK OF CHINA
Features
  • Generate Ideas
  • Intellectual Property
  • Life Sciences
  • Materials
  • Tech Scout
Why Patsnap Eureka
  • Unparalleled Data Quality
  • Higher Quality Content
  • 60% Fewer Hallucinations
Social media
Patsnap Eureka Blog
Learn More

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic, Popular Technical Reports.

© 2025 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap|About US| Contact US: help@patsnap.com