Looking for breakthrough ideas for innovation challenges? Try Patsnap Eureka!

Receiving and paying payment method and device, computer equipment and storage medium

A computer program and payment request technology, applied in the field of artificial intelligence, can solve problems such as payment conflicts, and achieve the effect of ensuring the success of receipt and payment.

Pending Publication Date: 2019-10-22
PINGAN PUHUI ENTERPRISE MANAGEMENT CO LTD
View PDF3 Cites 0 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] In view of this, the embodiment of the present invention provides a collection and payment payment method, device, computer equipment and storage medium to solve the problem of payment conflicts caused by payment peak periods

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Receiving and paying payment method and device, computer equipment and storage medium
  • Receiving and paying payment method and device, computer equipment and storage medium
  • Receiving and paying payment method and device, computer equipment and storage medium

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0041] In order to better understand the technical solutions of the present invention, the embodiments of the present invention will be described in detail below in conjunction with the accompanying drawings.

[0042] It should be clear that the described embodiments are only some of the embodiments of the present invention, not all of them. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0043] Terms used in the embodiments of the present invention are only for the purpose of describing specific embodiments, and are not intended to limit the present invention. As used in the embodiments of the present invention and the appended claims, the singular forms "a", "said" and "the" are also intended to include the plural forms unless the context clearly indicates otherwise.

[0044] It should be understood that the ter...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The invention discloses a receiving and paying payment method and device, computer equipment and a storage medium, and relates to the field of artificial intelligence. The receiving and paying paymentpayment method comprises: obaining a payment request, wherein the payment request is related to receipt and payment, the payment request comprises a payment factor, and the payment factor comprises afactor proportion; generating a payment instruction according to the payment factor, and storing the payment instruction in an instruction pool before executing the payment instruction; combining thefactor proportions according to a preset sequence to obtain payment features; inputting the payment features into an instruction scoring model to obtain a real-time score of the payment instruction;before instructing the collection / payment platform to implement payment, obtaining a payment instruction with the highest real-time score from the instruction pool as a target payment instruction; andexecuting the target payment instruction, and indicating the collection / payment platform to implement payment. By adopting the collection and payment method, successful collection and payment can beensured in a payment peak period.

Description

【Technical field】 [0001] The present invention relates to the field of artificial intelligence, in particular to a collection and payment method, device, computer equipment and storage medium. 【Background technique】 [0002] With the development of the times and technology, the proportion of online payment is increasing day by day, and there are often payment peak periods. At present, the timeliness of different payment instructions is generally different. For example, when sending a payment instruction and a collection instruction at the same time, the timeliness of the payment instruction will be faster than the timeliness of the collection instruction. Therefore, the payment instruction sent later and The collection instruction sent first may cause payment conflicts, especially during the peak payment period, the problem of payment conflicts will be more serious, resulting in a large number of payment failures. 【Content of invention】 [0003] In view of this, the embod...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40
CPCG06Q20/405
Inventor 史其选杨正伟
Owner PINGAN PUHUI ENTERPRISE MANAGEMENT CO LTD
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Patsnap Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Patsnap Eureka Blog
Learn More
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic, Popular Technical Reports.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap|About US| Contact US: help@patsnap.com