Electronic authorization method, device, storage device and storage medium

Abstract

The invention discloses an electronic authorization method, device, storage device and storage medium. The method includes: obtaining the first identification image and the second identification image of the user, and performing certificate authenticity verification according to the certificate information obtained from the first recognition image and the anti-counterfeiting features obtained from the second recognition image; obtaining and Verify the user's mobile phone number and the electronic account associated with the mobile phone number, and generate a user information list based on the user's certificate information, mobile phone number and electronic account; perform electronic authentication based on the user information list, and obtain the authentication result; Generate a user authorization letter from the user information list and authentication results; send a signature authentication request including the user authorization letter to the preset authentication authority, receive and encrypt and store the user that includes the signature identity returned by the authentication authority power of attorney. The invention improves the richness of data, safety and reliability, verification efficiency and query retrieval efficiency.

Description

technical field [0001] The invention relates to the field of data security, in particular to an electronic authorization method, device, storage device and storage medium. Background technique [0002] At present, when a bank conducts credit business, it needs to inquire about the user's credit data from the credit bureau, and evaluate the user's loan credit and qualification based on the credit data; and according to the requirements, the bank needs to obtain the explicit authorization of the user before the bank can apply for credit information. Credit agencies conduct credit data inquiries. In the current authorization method, paper authorization is usually used to complete the authorization method. The problems in this authorization method include: the query of the authorized user or the authorization requester has not been effectively verified, so that the credit bureau obtains the authorization to falsify information, resulting in the failure of the authorization query...

AI Technical Summary

Problems solved by technology

In the current authorization method, paper authorization is usually used to complete the authorization method. The problems in this authorization method include: the query of the authorized user or the authorization requester has not been effectively verified, so that the credit bureau obtains the authorization to falsify information, resulting in the failure of the authorization query or the occurrence of Authorization risk; saving, organizing and querying authorization files requires a lot of labor and time costs, making data query inefficient

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