A payment method, device and storage medium

Abstract

The present invention provides a payment method, device and storage medium, which is characterized in that it includes: receiving and executing the first transaction sent by the payer terminal to store the first payment voucher to the block chain system; receiving and executing the transaction sent by the payee terminal The collection request transaction to decrypt the payment signature information with the payer’s first public key to obtain the second payment certificate, and verify whether the second payment certificate is the same as the first payment certificate; if yes, then judge the Whether the above-mentioned payment amount is less than the first amount set by the payer: if yes, the password-free payment will be performed; if no, the payment will fail and a payment result will be generated for the payer terminal to send payment confirmation after the transaction according to the payment result. Set the payment voucher code for the payee to verify, and generate the payment code from the payer's relevant information for the payee to collect, so as to ensure the security of the payment while completing the payment efficiently. At the same time, it also realizes the block Chain small amount confirmation-free payment function.

Description

technical field [0001] The present application relates to the field of communication technology based on blockchain, in particular to a payment method, equipment and storage medium. Background technique [0002] At present, in the transfer of blockchain technology, the transfer transaction is often initiated directly to the blockchain through the digital wallet to transfer the value from one blockchain address to another blockchain address. This transfer payment method is cumbersome, and for If the payee is a commercial organization (such as a supermarket), the above transfer method needs to associate the transfer transaction with the commodity sales process, which makes the process operation more complicated, and cannot be unified with the existing mobile payment methods, giving people the consistency of use. Or the consistency of the collection system process creates obstacles. SUMMARY OF THE INVENTION [0003] In view of the above-mentioned defects or deficiencies in t...

AI Technical Summary

Problems solved by technology

[0002] At present, in the transfer of blockchain technology, the value transfer from one blockchain address to another blockchain address is often directly initiated through the digital wallet to the blockchain. This transfer payment method is cumbersome, and for As far as the payee is a commercial organization (such as a supermarket), the above-mentioned transfer method needs to associate the transfer transaction with the product sales process, which makes the process operation more cumbersome and cannot be unified with the existing mobile payment method, giving people the consistency of use Or the process consistency of the collection system brings obstacles

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