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Risk control model creation method, risk control evaluation method and related devices

A risk control and model technology, applied in the field of information processing, can solve problems such as increasing credit risk

Inactive Publication Date: 2020-03-10
MASHANG CONSUMER FINANCE CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

Usually, users only need to fill in a small amount of personal information on the online credit system to apply for a loan, which increases the risk of credit to some extent

Method used

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  • Risk control model creation method, risk control evaluation method and related devices
  • Risk control model creation method, risk control evaluation method and related devices
  • Risk control model creation method, risk control evaluation method and related devices

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Embodiment Construction

[0020] The solutions of the embodiments of the present application will be described in detail below in conjunction with the accompanying drawings.

[0021] In the following description, for purposes of illustration rather than limitation, specific details, such as specific system architectures, interfaces, and techniques, are set forth in order to provide a thorough understanding of the present application.

[0022] The terms "first" and "second" in this application are only used for descriptive purposes, and should not be understood as indicating or implying relative importance or implicitly specifying the quantity of indicated technical features. In the description of the present application, "plurality" means at least two, such as two, three, etc., unless otherwise specifically defined. Furthermore, the terms "include" and "have", as well as any variations thereof, are intended to cover a non-exclusive inclusion. For example, a process, method, system, product or device c...

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Abstract

The invention discloses a risk control model creation method, a risk control evaluation method and related devices. The construction method comprises the following steps: acquiring user environment information of a sample IP address; determining the type of the sample IP address according to the user environment information; and constructing the risk control model by using the type of the sample IP address and the feature data of the sample IP address. In this way, the accuracy of risk control evaluation can be improved.

Description

technical field [0001] The present application relates to the field of information processing, in particular to a method for creating a risk control model, a method for evaluating risk control and related devices. Background technique [0002] At present, the Internet financial industry is rising day by day with the development of Internet technology, which brings great convenience to people's credit. But at the same time, the emergence of the Internet financial industry has also lowered the credit threshold for the public. Usually, users only need to fill in a small amount of personal information on the online credit system to apply for a loan, which increases the risk of credit to some extent. In order to ensure the stable development of the Internet financial industry, accurate Internet risk control technology is very important. Contents of the invention [0003] The technical problem mainly solved by this application is to provide a risk control model creation, risk ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): H04L12/24H04L29/12H04L12/26G06Q40/02
CPCH04L41/14H04L41/145H04L41/142H04L43/08H04L43/16H04L2101/69G06Q40/03
Inventor 廖家绪王能鹿凌华
Owner MASHANG CONSUMER FINANCE CO LTD