Virtual payment card selection method and device and computer readable storage medium

A payment card and computer program technology, applied in the electronic field, can solve the problems of operation convenience, low operation efficiency, and complicated operation path, and achieve the effect of improving operation convenience, operation efficiency and simplifying operation path

Pending Publication Date: 2020-03-27
东莞市鼎酷科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0004] The embodiment of the present application provides a virtual payment card selection method, device, and computer-readable storage medium, which can at least solve the problem in the related art that requires the u

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  • Virtual payment card selection method and device and computer readable storage medium
  • Virtual payment card selection method and device and computer readable storage medium
  • Virtual payment card selection method and device and computer readable storage medium

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Embodiment Construction

[0022] In order to make the purpose, features and advantages of the present application more obvious and understandable, the technical solutions in the embodiments of the present application will be clearly and completely described below in conjunction with the drawings in the embodiments of the present application. Obviously, the described The embodiments are only some of the embodiments of the present application, but not all of them. Based on the embodiments in this application, all other embodiments obtained by those skilled in the art without making creative efforts belong to the scope of protection of this application.

[0023] In order to solve the defects in the related art that users need to manually click the corresponding card in the card list on the card display interface to select the card for payment, the resulting operation path is relatively complicated, and the operation convenience and efficiency are low. One embodiment provides a virtual payment card selecti...

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Abstract

The invention provides a virtual payment card selection method and device and a computer readable storage medium. The method comprises the following steps: obtaining the current payment scene information when a payment event is detected; based on the payment scene information, selecting a corresponding target virtual payment card from a payment wallet comprising a plurality of virtual payment cards; and determining the target virtual payment card as a payment use card. Through the implementation of the scheme of the invention, the corresponding virtual payment card is automatically selected from the payment wallet as the payment use card according to the payment scene, the operation path is greatly simplified, and the operation convenience and the operation efficiency are effectively improved.

Description

technical field [0001] The present application relates to the field of electronic technology, and in particular to a virtual payment card selection method, device and computer-readable storage medium. Background technique [0002] With the continuous development of terminal technology, mobile payment has become an increasingly popular payment method based on its payment convenience and payment security. Mobile payment can be divided into two types according to different payment scenarios: near field communication (NFC, Near Field Communication) payment and third-party payment (a third-party payment company acts as a medium for transactions between users and banks). [0003] In practical applications, since users usually hold multiple different payment cards, such as bank cards, subway cards, membership cards, etc., whether using near-field communication payment or third-party payment, it is necessary to trigger the payment when paying. The action of selecting a card, curren...

Claims

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Application Information

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IPC IPC(8): G06Q20/34G06Q20/40
CPCG06Q20/351G06Q20/357G06Q20/409
Inventor 邓俊杰
Owner 东莞市鼎酷科技有限公司
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