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Intelligent routing system and method for medical payment platform payment channel

A technology of payment platform and payment channel, which is applied in the field of Internet medical information, can solve the problems of low efficiency of account sharing management, and achieve the effect of intelligent account sharing and intelligent dynamic routing

Pending Publication Date: 2020-04-24
WUHAN MEDICAL UNION
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

At this stage, medical payment platforms generally only manage the payment channels simply, and do not dynamically allocate the payment channels connected to the hospital according to the bank's capital contribution, so the efficiency of account sharing management is low, and this is what this field urgently needs to solve The problem

Method used

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  • Intelligent routing system and method for medical payment platform payment channel
  • Intelligent routing system and method for medical payment platform payment channel

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Embodiment Construction

[0025] Exemplary embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. Although exemplary embodiments of the present disclosure are shown in the drawings, it should be understood that the present disclosure may be embodied in various forms and should not be limited by the embodiments set forth herein. Rather, these embodiments are provided for more thorough understanding of the present disclosure and to fully convey the scope of the present disclosure to those skilled in the art.

[0026] Those skilled in the art can understand that, unless otherwise defined, all terms (including technical terms and scientific terms) used herein have the same meaning as commonly understood by those of ordinary skill in the art to which this invention belongs. It should also be understood that terms, such as those defined in commonly used dictionaries, should be understood to have meanings consistent with the meanings in the co...

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Abstract

The invention discloses an intelligent routing system and method for a medical payment platform payment channel. The system comprises a bank sub-account proportion configuration module used for configuring a sub-account proportion of each bank in butt joint with the medical payment platform; a payment channel management module used for being in butt joint with the bank sub-account proportion configuration module and determining a payment channel which corresponds to each bank and is accessed to the medical payment platform; a payment module used for interacting with a third-party payment platform to complete payment transaction of each payment channel; and an intelligent routing module used for determining a payment channel corresponding to the current payment transaction according to thesub-account proportion of each bank which is configured by the bank sub-account proportion configuration module and is in butt joint with the medical payment platform and the proportion of each bank in the existing completed payment transaction. By setting the payment channels corresponding to the banks and dynamically setting the account division proportions of the banks, intelligent dynamic routing of the payment channels is realized, so that intelligent account division of medical payment transactions is realized, and the account division management efficiency is improved.

Description

technical field [0001] The invention relates to the technical field of Internet medical information, in particular to an intelligent routing system and method for a payment channel of a medical payment platform. Background technique [0002] The medical payment platform is an important part of the hospital information system. The medical payment platform centrally manages the payment channels connected to the hospital and provides the financial department with a unified reconciliation function. At this stage, medical payment platforms generally only manage the payment channels simply, and do not dynamically allocate the payment channels connected to the hospital according to the bank's capital contribution, so the efficiency of account sharing management is low, and this is what this field urgently needs to solve The problem. Contents of the invention [0003] The present invention aims at at least solving the technical problems existing in the prior art, and particularly...

Claims

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Application Information

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IPC IPC(8): G06Q20/02G06Q40/04G06Q40/02
CPCG06Q20/027G06Q40/04G06Q40/02
Inventor 王子涛方达通
Owner WUHAN MEDICAL UNION
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