House purchase transaction method and device
A transaction method and transaction technology, applied in the information field, can solve problems such as the inability to ensure the authenticity and legality of housing listings, and the loss of user property.
Pending Publication Date: 2020-07-28
BANK OF CHINA
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Problems solved by technology
[0003] In the process of purchasing a house through a third-party trading platform, the third-party trading platform manages the entire house-purchasing transaction process and keeps transaction records, but the third-party trading platform cannot ensure that The authenticity and legitimacy of the property purchased by the user
If the housing source purchased by the user does not match the actual housing source, or the relevant contract of the housing source is not a legal contract, it will cause the user's property loss
Method used
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[0058] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.
[0059] In this application, relational terms such as first and second, etc. are only used to distinguish one entity or operation from another entity or operation, and do not necessarily require or imply any relationship between these entities or operations. any actual relationship or order, the terms "comprises," "comprises," or any other variation thereof are intended to cover a non-exclusive inclusion such that a process, method, article, or apparatus that in...
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The invention provides a house purchase transaction method and device, and the method comprises the steps: obtaining first house resource information when a house purchase transaction request is received, and determining a house resource number corresponding to the first house resource information; calling a block chain, and verifying whether a target house resource corresponding to the house resource number is a real house resource or not; if the target housing resource is a real housing resource, acquiring each piece of contract information, and performing validity verification on each pieceof contract information; when each piece of contract information is legal contract information, generating a transaction protocol corresponding to the house purchase transaction request, and sendingtransaction authentication information to the user based on the transaction protocol; and when a transaction confirmation message is received, generating an electronic transaction certificate corresponding to the target house resource, and uploading the electronic transaction certificate to the blockchain to complete a house purchase transaction process. By applying the method provided by the invention, the authenticity and legality of the house resource information of the target house resource and each contract information can be verified, the security of the user during house purchase is ensured, and the property loss of the user is avoided.
Description
technical field [0001] The invention relates to the field of information technology, in particular to a method and device for house purchase transactions. Background technique [0002] With the rapid development of social economy, users' demand for houses is gradually increasing. Users can inspect the housing sources on the spot to determine the basic situation of the housing sources, or use the online house purchase software to conduct inspections, so as to select the housing sources that need to be purchased, and conduct house purchase transactions through the third-party trading platform. [0003] In the process of purchasing a house through a third-party trading platform, the third-party trading platform manages the entire house-purchasing transaction process and keeps transaction records, but the third-party trading platform cannot ensure that The authenticity and legitimacy of the listings purchased by the user. If the housing source purchased by the user is inconsis...
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IPC IPC(8): G06Q50/16G06Q50/18G06Q20/38
CPCG06Q50/167G06Q50/18G06Q20/3821
Inventor 黄博
Owner BANK OF CHINA