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Leased asset pledge financing method and device, storage medium and electronic equipment

A technology of equipment and pledge, applied in finance, instruments, data processing applications, etc., can solve problems such as low efficiency, and achieve the effect of improving utilization rate, reducing labor cost and time cost, and effective management

Inactive Publication Date: 2020-08-07
北京易点淘网络技术有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0003] Based on this, the inventor of this application found that there is currently no product for asset pledge financing for leased assets in the market, and it can only rely on manual selection of pledged assets, which is inefficient

Method used

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  • Leased asset pledge financing method and device, storage medium and electronic equipment
  • Leased asset pledge financing method and device, storage medium and electronic equipment
  • Leased asset pledge financing method and device, storage medium and electronic equipment

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Embodiment Construction

[0025] The specific embodiments of the present invention will be described in detail below in conjunction with the accompanying drawings, but it should be understood that the protection scope of the present invention is not limited by the specific embodiments.

[0026] In describing the present invention, it is to be understood that the terms "center", "longitudinal", "transverse", "length", "width", "thickness", "upper", "lower", "front", " Orientation or position indicated by "back", "left", "right", "vertical", "horizontal", "top", "bottom", "inner", "outer", "clockwise", "counterclockwise", etc. The relationship is based on the orientation or positional relationship shown in the drawings, and is only for the convenience of describing the present invention and simplifying the description, rather than indicating or implying that the referred device or element must have a specific orientation, be constructed and operated in a specific orientation, therefore It should not be c...

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Abstract

The invention discloses a leased asset pledge financing method and device, a storage medium and electronic equipment. The method comprises the following steps: obtaining a pledge mode selected by a user; receiving fund party selection information and expectation information of the user; respectively judging whether the equipment information corresponding to each piece of equipment meets the expectation information and pledge conditions of the user or not; if so, obtaining the equipment value of the equipment; obtaining equipment values of all the equipment meeting the expectation information and pledge conditions of the user, and selecting the equipment according to the equipment values of all the equipment meeting the values and a preset priority sequence until the sum reaches an expectedloan amount; and integrating the equipment information corresponding to the selected equipment and the basic information of the fund party into an asset package. According to the leased asset pledgefinancing method and device, the storage medium and the electronic equipment, pledge financing is automatically realized, the labor cost and the time cost are reduced, and scientific and effective management of a large batch of pledge assets is realized.

Description

technical field [0001] The invention relates to the technical field of pledge financing, in particular to a pledge financing method, device, storage medium and electronic equipment for leased assets. Background technique [0002] With the rapid development of the IT industry, more and more companies are gradually developing towards light assets, and the IT equipment leasing business is gradually adopted by more users. [0003] Based on this, the inventor of the present application found that there is currently no product on the market for asset pledge financing for leased assets, and it can only rely on manual selection of pledged assets, which is inefficient. [0004] The information disclosed in this Background section is only for enhancing the understanding of the general background of the present invention and should not be taken as an acknowledgment or any form of suggestion that the information constitutes the prior art that is already known to those skilled in the art...

Claims

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Application Information

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IPC IPC(8): G06Q40/02
CPCG06Q40/03
Inventor 赵旭郑韬孟繁星
Owner 北京易点淘网络技术有限公司
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