Unlock instant, AI-driven research and patent intelligence for your innovation.

Cross-border payment method and device

A cross-border and payee technology, applied in the field of cross-border payment methods and devices, can solve problems such as the complexity of cross-border payment processes, achieve the effects of simplifying cross-border payment processes, improving user experience, and avoiding transit fees

Pending Publication Date: 2020-09-04
CHINA UNITED NETWORK COMM GRP CO LTD
View PDF11 Cites 1 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] Therefore, the present invention provides a cross-border payment method and device to solve the problem of complex cross-border payment process and the need to pay high transit fees

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Cross-border payment method and device
  • Cross-border payment method and device
  • Cross-border payment method and device

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0045] Specific embodiments of the present invention will be described in detail below in conjunction with the accompanying drawings. It should be understood that the specific embodiments described here are only used to illustrate and explain the present invention, and are not intended to limit the present invention.

[0046]The cross-border payment method and device provided by the embodiments of the present invention consider that in the current cross-border payment scheme, banks need to open accounts between banks, and transactions and fund settlement are performed through the accounts opened between banks, resulting in complicated payment processes. Moreover, if there is a transaction dispute in the cross-border payment, multiple settlements need to be made between the banks of the two parties to the transaction and the intermediary bank, resulting in low payment efficiency. In addition, the participating banks in each country need to pay high intermediary fees to the inte...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The invention discloses a cross-border payment method and device, and belongs to the technical field of communication. The cross-border payment method comprises the steps that a bank node receives transaction information of a remittance transaction party node, wherein the remittance transaction party node is a payer node, the transaction information is payment transaction information, and the payment transaction information comprises an account issuing bank, an account issuing account, a block chain identifier of the payer node, a block chain identifier of the payee node and a transfer amount;and / or, the remittance transaction party node is a payee node, the transaction information is collection transaction information, and the collection transaction information comprises an entry bank and an entry account; a blockchain cross-border remittance business transaction is added according to the transaction information of the remittance transaction party node; the account of the remittancetransaction party is written off in the blockchain network in a point-to-point mode according to the pre-agreed intelligent contract, the cross-border payment process can be simplified, meanwhile, high transfer cost is prevented from being paid, the user experience is improved, and foreign exchange business development is promoted.

Description

technical field [0001] The invention relates to the field of communication technology, in particular to a cross-border payment method and device. Background technique [0002] The development of network and information technology has changed the traditional trade model and provided development opportunities for industries such as cross-border e-commerce, and the electronic payment model has also been constantly changing. The combination of blockchain technology and modern electronic payment is not only an impact on the previous electronic payment system, but also an exploration of the future electronic payment system. The introduction of blockchain technology upgrades, improves and improves the supervision system of the modern electronic payment system Both are huge motivators. With the continuous expansion of China's economic opening to the outside world and the deepening of economic globalization, cross-border payment has become an important part of the modern electronic ...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
IPC IPC(8): G06Q20/10G06Q20/38G06Q20/40G06Q20/42G06Q40/02
CPCG06Q20/108G06Q20/3825G06Q20/401G06Q20/42G06Q40/02
Inventor 田新雪万刚严斌峰
Owner CHINA UNITED NETWORK COMM GRP CO LTD
Features
  • R&D
  • Intellectual Property
  • Life Sciences
  • Materials
  • Tech Scout
Why Patsnap Eureka
  • Unparalleled Data Quality
  • Higher Quality Content
  • 60% Fewer Hallucinations
Social media
Patsnap Eureka Blog
Learn More

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic, Popular Technical Reports.

© 2025 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap|About US| Contact US: help@patsnap.com