Novel fund real-time withholding processing method under transaction-free background

Abstract

The invention relates to the technical field of novel fund real-time withholding processing methods, in particular to a novel fund real-time withholding processing method under a transaction-free background, which comprises the following steps that: S1: a collection unit initiates a withholding business application; S2, after receiving a request, a collection and payment center performs business inspection and registration, and then submits the request to an integrated business system; S3, after receiving transactions, a comprehensive business system checks and forwards transactions to an account opening bank of a payer; and S4, after receiving the real-time payment application initiated by the third party, the account opening bank of the payer checks and carries out withholding. By designing the novel fund real-time withholding processing method without a transaction background, when enterprises and public institutions withhold some public welfare charges such as water and electricitycharges, school charges, administrative fines and the like for withholding, confirmation of the payer is not needed; moreover, point-to-point account arrival is realized, a fund chain is transparent,fund safety is ensured, financial fraud is avoided, and money withdrawing cost, business cost and the like are avoided.

Description

technical field [0001] The invention relates to the technical field of real-time withholding of funds, in particular to a new method for real-time withholding of funds under the background of no transaction. Background technique [0002] At present, when the collection unit initiates the withholding and payment business to the collection and payment center, the payer needs to sign an agreement in advance, otherwise the deduction cannot be successful, and generally only small transactions can be processed, which affects some normal businesses. [0003] To sum up, the present invention solves the existing problems by designing a new method for real-time withholding of funds under the background of no transaction. Contents of the invention [0004] The purpose of the present invention is to overcome the deficiency of the above-mentioned background technology and provide a new method for real-time withholding of funds under the background of no transaction. The payment can be...

AI Technical Summary

Problems solved by technology

[0002] At present, when the receiving unit initiates the withholding and payment business to the collection and payment center, the payer needs to sign an agreement in advance, otherwise the deduction cannot be successful, and generally only small transactions can be processed, which affects the progress of some normal businesses

Images