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Electronic resource quota control method and device, equipment and storage medium

A technology of electronic resources and quotas, which is applied in the fields of computers and electronic finance, can solve problems such as insufficient available quotas and payment failures, and achieve the effects of reducing execution complexity, improving execution efficiency, and improving user experience and sense of use

Pending Publication Date: 2021-06-18
TENCENT TECH (SHENZHEN) CO LTD
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0007] The embodiment of the present application provides a quota control method, device, device and storage medium for electronic resources to solve the problem of payment failure due to insufficient available quota

Method used

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  • Electronic resource quota control method and device, equipment and storage medium
  • Electronic resource quota control method and device, equipment and storage medium
  • Electronic resource quota control method and device, equipment and storage medium

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Embodiment Construction

[0103] In order to make the purpose, technical solutions and advantages of the embodiments of the application clearer, the technical solutions of the application will be clearly and completely described below in conjunction with the accompanying drawings in the embodiments of the application. Obviously, the described embodiments are the Some embodiments of the technical solution, but not all embodiments. Based on the embodiments described in the application documents, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the technical solutions of the present application.

[0104] The terms "first", "second" and the like in the specification and claims of the present application and the above drawings are used to distinguish similar objects, and are not necessarily used to describe a specific sequence or sequence. It is to be understood that the data so used are interchangeable under appropriate circ...

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PUM

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Abstract

The invention relates to the technical field of computers, in particular to the field of electronic finance, and provides an electronic resource quota control method and device, equipment and a storage medium to solve the problem that payment fails due to insufficient available quota of a payment institution. The method comprises the following steps: sending a quota query instruction to liquidation equipment, wherein the quota query instruction at least carries an account identifier of a target account; receiving a quota query result returned by the clearing device for the target account, and if it is determined that the quota query result meets a preset first-class alarm triggering condition, generating and pushing corresponding first-class alarm information based on the quota query result and the first-class alarm triggering condition; and responding to a quota application instruction triggered based on the first type of alarm information, and applying for obtaining a target mapping quota from the clearing equipment. If the quota query result meets the first type of alarm triggering condition, the target mapping quota can be timely applied to the settlement equipment, so that payment failure caused by insufficient residual quota can be avoided.

Description

technical field [0001] The present application relates to the field of computer technology, in particular to the field of electronic finance, and provides a quota control method, device, equipment and storage medium for electronic resources. Background technique [0002] In recent years, with the popularity of terminal equipment, electronic payment has gradually become one of the mainstream payment methods, providing a lot of convenience for people's daily life. In order to eliminate potential risks such as information insecurity, information opacity, and repeated investment in the direct connection mode, the current electronic payment has been changed from the direct connection mode to the disconnected direct connection mode. [0003] With the change of the payment mode, the payment channel has also changed from a three-party model (terminal-payment institution-bank) to a four-party model (terminal-payment institution-clearing institution-bank), and the original payment ins...

Claims

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Application Information

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IPC IPC(8): G06Q40/02G06Q20/08G06Q10/06
CPCG06Q10/06393G06Q20/0855G06Q40/02
Inventor 王一凡
Owner TENCENT TECH (SHENZHEN) CO LTD
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