Credit signing material evidence storage method and device

A credit and evidence technology, applied in the field of blockchain, can solve the problems of doubtful data credibility, inability to meet the requirements of reliable and efficient development of online business, and low efficiency of information interaction.

Pending Publication Date: 2021-07-30
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

On the one hand, this data sharing method makes the credibility of the data easily questionable; on the other hand, the efficie...

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  • Credit signing material evidence storage method and device
  • Credit signing material evidence storage method and device
  • Credit signing material evidence storage method and device

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Embodiment Construction

[0022] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention more clear, the embodiments of the present invention will be further described in detail below in conjunction with the accompanying drawings. Here, the exemplary embodiments and descriptions of the present invention are used to explain the present invention, but not to limit the present invention.

[0023] In order to reliably and efficiently store signature materials between transaction participants while ensuring data security of transaction participants and customer privacy is not disclosed, an embodiment of the present invention provides a method for depositing credit signature materials, such as figure 1 As shown, the method may include:

[0024] Step 101. Collect the evidence information of the deposit transaction and the information of the transaction object. The evidence information of the deposit transaction includes: transaction participant information,...

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PUM

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Abstract

The invention discloses a credit signing material evidence storage method and device, which can be used in the technical field of block chains, and the method comprises the steps: collecting evidence storage transaction evidence information and evidence storage transaction object information, the evidence storage transaction evidence information comprises transaction participant information, transaction timestamp information and transaction channel information, and the transaction participant information comprises transaction participant information and transaction timestamp information; the storage transaction object information comprises object type information, object state information, object processing timestamp information and object image data information; generating uplink data and uplink record state information according to the evidence storage transaction evidence information and the evidence storage transaction object information; according to the uplink record state information, using an alliance chain smart contract to carry out chain entry operation on the uplink data; and carrying out credit signing material evidence storage according to a result of the chain entering operation. According to the invention, the signing material can be stored among the transaction participants under the condition that the data security of the transaction participants is guaranteed and the privacy of the customer is not leaked.

Description

technical field [0001] The invention relates to the technical field of block chains, in particular to a method and device for depositing credit signing materials. Background technique [0002] A large number of materials involved in the credit transaction scene need to be signed and verified by the transaction participants. The information of the processed materials will be archived in the system of the transaction participants (banks, intermediaries, guarantee agencies, real estate centers, etc.), and the deposit and sharing of signed materials At present, most of them are delivered manually in the form of paper, or the lending bank is directly connected to the system with the transaction participants, and the deposit certificate information is interactively shared through multiple data interfaces. [0003] With the development of online credit business, after the signing materials are electronically signed online, the traditional signing materials storage method and data s...

Claims

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Application Information

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IPC IPC(8): G06Q20/38G06Q40/04G06F16/27
CPCG06Q20/389G06Q40/04G06F16/27
Inventor 杜大跃章桔锋王兵帅陈亮
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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