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Method and device for outputting information, equipment and storage medium

A technology for outputting information and prompting information, applied in data processing applications, instruments, finance, etc., can solve the problems of overdue repayment, different repayment requirements, and high repayment requirements, and achieve the effect of improving user experience

Pending Publication Date: 2021-08-06
BEIJING BAIDU NETCOM SCI & TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, different apps have different repayment requirements, and some apps may easily lead to overdue repayment due to high repayment requirements

Method used

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  • Method and device for outputting information, equipment and storage medium
  • Method and device for outputting information, equipment and storage medium
  • Method and device for outputting information, equipment and storage medium

Examples

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Embodiment Construction

[0018] Exemplary embodiments of the present disclosure are described below in conjunction with the accompanying drawings, which include various details of the embodiments of the present disclosure to facilitate understanding, and they should be regarded as exemplary only. Accordingly, those of ordinary skill in the art will recognize that various changes and modifications of the embodiments described herein can be made without departing from the scope and spirit of the disclosure. Also, descriptions of well-known functions and constructions are omitted in the following description for clarity and conciseness.

[0019] It should be noted that, in the case of no conflict, the embodiments in the present disclosure and the features in the embodiments can be combined with each other. The present disclosure will be described in detail below with reference to the accompanying drawings and embodiments.

[0020] figure 1 An exemplary system architecture 100 is shown to which embodime...

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PUM

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Abstract

The invention provides a method and device for outputting information, equipment and a storage medium, and relates to the field of cloud computing. According to the specific implementation scheme, an application program list is determined according to application programs installed on a user terminal; the application programs in the application program list are clustered to obtain at least one application program cluster; according to a pre-trained repayment overdue rate prediction model and each application program cluster, the repayment overdue rate of each application program cluster is determined, and the repayment overdue rate prediction model is used for representing the corresponding relation between the application program and the repayment overdue rate; risk prompt information of each application program cluster is generated based on the repayment overdue rate; and risk prompt information is output. According to the implementation mode, the risk rates of various application programs can be predicted, and the risk information is displayed to the user, so that the user can be prompted to carefully use a high-risk App, and the user experience is improved.

Description

technical field [0001] The present disclosure relates to the field of computer technology, specifically to the field of cloud computing, and in particular to a method, device, device, and storage medium for outputting information. Background technique [0002] With the development of smart devices, smart terminals including mobile phones and tablet computers have become a necessity in people's lives. At the same time, with the rapid development of Internet finance and the change of people's consumption concept, it is more and more accepted by people to use credit to make consumption in advance. Users can install various credit Apps (applications, abbreviation of Application) in the smart terminal to make loans in advance. However, different apps have different repayment requirements, and some apps may easily lead to overdue repayment due to high repayment requirements. Therefore, how to identify apps that are likely to cause overdue is a problem that needs to be solved. ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/04G06Q10/06G06Q40/02
CPCG06Q10/04G06Q10/0635G06Q40/03
Inventor 刘昊骋许韩晨玺
Owner BEIJING BAIDU NETCOM SCI & TECH CO LTD