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Transfer management method, device and system

A management method and account management technology, applied in the field of transfer management methods, devices and systems, can solve problems such as bad influence on users, many criminal methods, and fraud.

Pending Publication Date: 2021-11-12
BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] In recent years, with the rapid development of network technology, the number of telecommunications and network fraud cases has increased sharply. There are many criminal methods and rapid changes, which have seriously affected the security of users' accounts.
[0003] For example, when the user's bank account number and password are obtained by a third party, the third party may transfer the amount in the user's account away, or the third party may illegally use the bank account to defraud others, which will bring bad influence to the user

Method used

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  • Transfer management method, device and system
  • Transfer management method, device and system
  • Transfer management method, device and system

Examples

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Embodiment Construction

[0044] In recent years, with the rapid development of network technology, the number of online fraud cases has increased sharply. There are many criminal methods and rapid changes, which have seriously affected the property safety of users. For example, the third party can see the screen of the user's terminal by asking the user to enable the screen sharing function of the terminal, and thus may obtain the user's bank account number, password, SMS verification code and other information. Then, the third party uses the user's account to transfer money after logging in to the online banking to reset the password, causing economic losses to the user. For another example, after a third party resets the account password, it may use the account to defraud others. Since the registered user of the account is not a third party, it cannot be traced back to the third party based on the account, which will bring bad influence to the user.

[0045] In view of this, an embodiment of the pr...

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PUM

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Abstract

The invention discloses a transfer management method, device and system, relates to the technical field of information, and is used for improving the security of user transfer. The method comprises the steps that a second account management device receives a first transfer request from a first account management device, wherein the first transfer information is used for indicating a first account to transfer a first amount to a second account; if the first transfer information comprises a first identifier for verifying user identity information corresponding to the second account, the second account management device uses a pre-configured second biological feature to perform identity verification on a payee corresponding to the second account; and if verification is passed, a first amount is transferred to the second account, the first identifier is used for indicating verification of user identity information corresponding to the second account, and the second biological feature information is biological feature information of a user corresponding to the second account.

Description

technical field [0001] The embodiments of the present application relate to the field of information technology, and in particular, to a transfer management method, device and system. Background technique [0002] In recent years, with the rapid development of network technology, the number of telecommunications and network fraud cases has increased sharply. There are many criminal methods and rapid changes, which have seriously affected the security of users' accounts. [0003] For example, when the user's bank account number and password are obtained by a third party, the third party may transfer the amount in the user's account, or the third party illegally uses the bank account number to defraud others, which will bring bad influence to the user. Contents of the invention [0004] The present application provides a transfer management method, device and system, which are used to improve the security of user transfer. [0005] In order to achieve the above object, the ...

Claims

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Application Information

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IPC IPC(8): G06Q20/10G06Q20/40G06Q20/38
CPCG06Q20/108G06Q20/40145G06Q20/4016G06Q20/382
Inventor 李苏媛石巍张曼瑞鲍磊黄小龙潘琳王赫刘晓敏李灵梁娜唐滨滨杨海峰
Owner BANK OF CHINA
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