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Repayment plan generation method and system

A planning and calculation cycle technology, applied in the field of repayment plan generation method and system, can solve the problems of different sequence of repayment calculation formulas, difference in calculation results, high labor cost and time cost, and reduce labor cost and time cost Effect

Pending Publication Date: 2021-12-07
吉林亿联银行股份有限公司
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  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] In the loan business, after the system releases the loan, the user will repay according to different repayment methods. However, different institutions or products have different repayment calculation formulas, and the order of the repayment calculation formulas is also different, resulting in the final There are differences in the calculation results, and there is no unified solution for the same repayment method. Therefore, different companies and departments will develop a set of codes separately, and then iteratively repair problems, which will lead to high labor and time costs.

Method used

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  • Repayment plan generation method and system
  • Repayment plan generation method and system
  • Repayment plan generation method and system

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Embodiment Construction

[0041] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0042] In this application, the term "comprises", "comprises" or any other variation thereof is intended to cover a non-exclusive inclusion such that a process, method, article, or apparatus comprising a set of elements includes not only those elements, but also includes none. other elements specifically listed, or also include elements inherent in such a process, method, article, or apparatus. Without further limitations, an element defined by the phrase "com...

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Abstract

The invention provides a repayment plan generation method and system. The method comprises the steps: obtaining loan business data corresponding to each loan business type, wherein the loan business data at least comprises a repayment calculation rule; for each repayment calculation rule, configuring a corresponding code package, and performing an iterative test to obtain a final code package corresponding to each repayment calculation rule; compiling all the final code packages into a jar package; obtaining a repayment request, wherein the repayment request comprises a loan service type; calling a final code package corresponding to the loan service type in the jar package based on the loan service type; and generating a repayment plan based on the final code package. In the scheme, the code package is configured for each repayment calculation rule, and the obtained final code package is compiled into the jar package; when the repayment request is obtained, the final code package corresponding to the loan service type in the jar package is called according to the loan service type in the repayment request, and the repayment plan is generated, so that the labor cost and the time cost are reduced.

Description

technical field [0001] The invention relates to the technical field of computer data processing, in particular to a method and system for generating a repayment plan. Background technique [0002] In the loan business, after the system releases the loan, the user will repay according to different repayment methods. However, different institutions or products have different repayment calculation formulas, and the order of the repayment calculation formulas is also different, resulting in the final There are differences in the calculation results, and there is no unified solution for the same repayment method. Therefore, different companies and departments will develop a set of codes separately, and then iteratively repair problems, which will lead to high labor and time costs. Contents of the invention [0003] In view of this, an embodiment of the present invention provides a method and system for generating a repayment plan, so as to achieve the purpose of reducing labor ...

Claims

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Application Information

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IPC IPC(8): G06F8/41G06F8/30G06F11/36G06F9/448G06Q40/02
CPCG06F8/41G06F8/315G06F11/3668G06F9/449G06Q40/03
Inventor 吴永辉
Owner 吉林亿联银行股份有限公司