Multi-account management method and device

A management method and technology for a management device, which are applied in the field of management methods and devices between multiple accounts, can solve problems such as low utilization efficiency of account funds and business backlog, so as to solve the problem of low amount utilization rate, improve utilization rate, and avoid business backlog Effect

Pending Publication Date: 2022-01-28
众言科技股份有限公司
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  • Abstract
  • Description
  • Claims
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AI Technical Summary

Problems solved by technology

[0003] When the individual business volume increases or decreases, adopting the above methods will lead to inefficient use of account funds and a certain backlog of business

Method used

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Embodiment Construction

[0019] In order to enable those skilled in the art to better understand the present disclosure, the technical solutions in the embodiments of the present disclosure will be clearly and completely described below in conjunction with the drawings in the embodiments of the present disclosure. Obviously, the described embodiments are only It is an embodiment of a part of the present disclosure, but not all of the embodiments. Based on the embodiments in the present disclosure, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts shall fall within the protection scope of the present disclosure.

[0020] It should be noted that the terms "first" and "second" in the specification and claims of the present disclosure and the above drawings are used to distinguish similar objects, but not necessarily used to describe a specific sequence or sequence. It should be understood that the data so used may be interchanged under appropriate circ...

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Abstract

The embodiment of the invention discloses a multi-account management method and device, and the method comprises the steps of judging whether the current balance of a target account meets the quota requested to be deducted or not in response to a received request for deducting the quota of the target account; if not, sending a request for mutual conversion of the first preset limit to a pre-established temporary account; if the current balance in the temporary account does not meet the first preset limit for requesting mutual conversion, determining a callable account from the preset accounts so as to transfer a second preset limit from the callable account to the temporary account, thereby enabling the balance of the temporary account to meet the first preset limit for requesting mutual conversion; and allocating the first preset amount from the temporary account to the target account. The intelligent mutual conversion of the balance among multiple accounts is realized through the temporary account, the utilization rate of the amount in the account is improved, and the condition of business overstock is avoided. The technical problems of low account amount utilization rate and low business processing efficiency in related technologies are solved.

Description

technical field [0001] The present disclosure relates to the technical field of data processing, and in particular to a method and device for managing multiple accounts. Background technique [0002] In related technologies, when managing multiple accounts, it is usually for different businesses to correspond to different accounts for independent management. In daily management, when the amount of an account is used up, the account stops managing The operation of business funds. [0003] When the individual business volume increases or decreases, adopting the above methods will lead to inefficient use of account funds and a certain backlog of business. Contents of the invention [0004] The main purpose of the present disclosure is to provide a method and device for managing multiple accounts. [0005] In order to achieve the above object, according to the first aspect of the present disclosure, a management method between multiple accounts is provided, including: in res...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/06G06Q20/22
CPCG06Q20/065G06Q20/227
Inventor 卢雨浩邴俊亮
Owner 众言科技股份有限公司
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