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Vehicle charging method and system based on UnionPay platform, and storage medium

A vehicle and UnionPay technology, which is applied in the vehicle charging method and system based on the UnionPay platform, and the storage medium field, can solve the problems of payment failure, blacklisting, and deduction failure, so as to avoid payment failure, simplify the impact, and simplify the payment. effect of the process

Pending Publication Date: 2022-05-06
重庆路盟信息技术有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, for some vehicles that need to go back and forth frequently on the expressway, there are more funds that need to be stored in the savings card bound to the ETC card. At present, due to the particularity of truck users, it is not possible to apply for an ETC debit card at this stage. In addition, the number of trucks going to and from the expressway is relatively high, often due to insufficient funds in the savings card, the deduction fails, which leads to the failure of the payment, and is even blacklisted, which seriously affects the normal driving of the vehicle on the expressway
Truck users have many restrictions when installing ETC equipment, and the handling process is cumbersome

Method used

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  • Vehicle charging method and system based on UnionPay platform, and storage medium
  • Vehicle charging method and system based on UnionPay platform, and storage medium
  • Vehicle charging method and system based on UnionPay platform, and storage medium

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0057] Such as figure 1 As shown, the vehicle charging method based on the UnionPay platform provided by this embodiment includes the following steps:

[0058] The expressway network center obtains vehicle driving information through terminal equipment;

[0059] The UnionPay platform obtains the vehicle toll bill from the expressway network center within a preset period of time; the vehicle toll bill includes the geographical location of the vehicle, the distance traveled by the vehicle, the time traveled by the vehicle, and the load data of the vehicle;

[0060] The preset time period in this embodiment refers to the time period during which the ETC performs normal deduction within the specified time period. If the deduction fails, the vehicle user will be blacklisted if the time period exceeds this time period.

[0061] The vehicle driving information in this embodiment is obtained through the roadside unit RSU arranged directly above the ETC lane.

[0062] The UnionPay pl...

Embodiment 2

[0085] This embodiment also provides a vehicle toll collection system based on the UnionPay platform, including a memory, a processor, and an information processing system stored on the memory and operable on the processor, and the information processing system includes a vehicle toll bill generation unit , a loan generation unit, a payment unit, a vehicle user account deduction unit and an information sending unit;

[0086] The vehicle toll bill generation unit is used to obtain the vehicle toll bill from the expressway network center;

[0087] The loan generation unit is used to generate loan data according to the vehicle toll bill and send a deduction instruction to the bank;

[0088] The payment unit is used for the bank to pay the toll bill to the designated account of the expressway network center from the capital account associated with the UnionPay platform after the bank receives the deduction instruction;

[0089] The vehicle user account deduction unit is used to d...

Embodiment 3

[0109] This embodiment also provides a storage medium on which a computer program is stored, and when the program is executed by a processor, the method described in any one of claims 1-4 is implemented.

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Abstract

The invention discloses a UnionPay platform-based vehicle charging method and system, and the method comprises the steps: firstly signing a contract with a UnionPay platform through a vehicle user, and obtaining a vehicle passing fee bill from a highway network center according to a terminal device; generating loan data and sending a money deduction instruction to a bank; then, the pass fee bill is paid to a designated account of a highway network center from a capital account associated with the UnionPay platform, deduction is carried out in an account of a vehicle user associated with the terminal equipment, and deduction information is sent to the UnionPay platform; according to the method provided by the invention, account settlement can be carried out by adopting a daily settlement mode or a weekly settlement mode or a settlement mode in other time periods, so that the payment process is simplified, and the phenomenon of payment failure caused by frequent payment is avoided. Meanwhile, the repayment process set in the vehicle charging method based on the UnionPay platform not only can quickly settle the fee generated in the passing process, but also can simplify and eliminate the influence of the overdue state list.

Description

technical field [0001] The invention relates to the technical field of road and bridge toll payment, in particular to a vehicle toll collection method and system based on a UnionPay platform, and a storage medium. Background technique [0002] Expressway is one of the lifeblood of a country's development and plays a very important role in the development of the country's economy. The mode of Intelligent Transportation (ITS) improves the efficiency of expressway traffic, especially ETC charges to ease the pressure of vehicle parking fees. However, for some vehicles that need to go back and forth frequently on the expressway, there are more funds that need to be stored in the savings card bound to the ETC card. At present, due to the particularity of truck users, it is not possible to apply for an ETC debit card at this stage. In addition, the number of trucks going to and from the expressway is relatively high, often due to insufficient funds in the savings card, the deductio...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/10G06Q20/14G06Q20/24G06Q10/10G06Q40/02G07B15/06
CPCG06Q20/102G06Q20/14G06Q20/24G06Q10/103G07B15/06G06Q40/03
Inventor 张智翼王姝苏王齐放廖吕森
Owner 重庆路盟信息技术有限公司
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