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Method and mobile device for migrating finance data in smart card

A mobile device and financial data technology, applied in the direction of electrical digital data processing, digital computer parts, instruments, etc., can solve complex problems and achieve the effect of improving security

Active Publication Date: 2014-12-03
LENOVO (BEIJING) LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Therefore, the scheme of combining financial data and smart cards proposed in Document 2 is more complicated in specific applications and needs the support of mobile operators

Method used

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  • Method and mobile device for migrating finance data in smart card
  • Method and mobile device for migrating finance data in smart card
  • Method and mobile device for migrating finance data in smart card

Examples

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Embodiment Construction

[0044] Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the accompanying drawings. In the drawings, the same reference numerals designate the same or similar components in different drawings. For clarity and conciseness, detailed descriptions of known functions and constructions incorporated herein will be omitted so that they do not obscure the subject matter of the present invention.

[0045] figure 1 is a structural block diagram of a mobile device according to an embodiment of the present invention.

[0046] Such as figure 1 As shown, the mobile device according to the embodiment of the present invention includes: an application control part 10, which establishes a secure connection with an external payment management server through the wireless communication function of the mobile device, and obtains encrypted financial data from it; The smart card 20 connected to the part 10; the offline payment device 40, whi...

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Abstract

The invention discloses a method of transferring financial data in a smart card and mobile equipment. The mobile equipment comprises the smart card which is used for storing the financial data and a mobile user identification number, an offline payment device which establishes short-range communication with peripheral equipment for carrying out payment, and a safety certification device which verifies the validity of the smart card based on the mobile user identification number and transfers the financial data in the smart card to the offline payment device in case that the smart card is valid. With the help of the method and mobile equipment provided by the invention, the business need of close binging between the financial data and the smart card proposed by operators can be realized without changing the hardware of the smart card. In addition, as the transfer of the financial data is closely related with the validity of the smart card, the financial data can automatically become invalid if the smart card is invalid.

Description

technical field [0001] The invention relates to the field of electronic financial data processing, in particular to a method for migrating financial data on a smart card such as a SIM card and a mobile device. Background technique [0002] At present, with the development of non-contact radio frequency technologies such as RFID and NFC, more and more mobile devices have begun to add non-contact communication functions to complete shopping, electronic ticket purchases, small electronic payments, and data exchange between mobile devices. and access control functions. At the same time, with the widespread use of mobile devices, providing financial services related to micropayments through mobile devices will bring great convenience to users. Therefore, the mobile device with the contactless communication function fully combines the network access function of the mobile device with the characteristics of convenient use and low learning cost for the user of the contactless devic...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06F15/00
Inventor 于辰涛
Owner LENOVO (BEIJING) LTD
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