Bank card account safety management system

A security management and bank card technology, applied in the complete banking system, complete banking system, handling coins or valuable banknotes, etc., can solve security management loopholes, difficult to guarantee the life safety of cardholders, and loss of legitimate cardholders And other issues

Inactive Publication Date: 2008-06-04
王爱科
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The existing technical means of implementing bank card special account management with a single password key component has security management loopholes. Criminals can easily steal funds in the card after illegally obtaining the bank card password, causing legal cardholders to suffer huge losses. , especially when the legal cardholder is forced to reveal the bank card password in the state of illegally restricting personal freedom, the loss will not only be the bank card funds, but also the life safety of the cardholder is difficult to guarantee

Method used

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Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0005] The bank card account security management system provided by the present invention is added to the set bank card special account unit and has the same bank card number as a virtual value account unit, and the bank card special account unit is provided with an account password key part to open the virtual value The account unit is provided with an alarm password key part. False value account unit is an auxiliary account established in advance through negotiation between the bank card user and the bank, which is lower than the real fund balance of the bank card special account unit. Minimize the loss of funds. In this way, criminals can only obtain the alarm code key part from the legal cardholder by means of coercion, input the alarm code key part and then open the virtual value account unit, and drive the alarm part at the same time, such as starting the video surveillance system, capturing and capturing the illegal cardholder. The video content is stored separately, o...

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PUM

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Abstract

The invention relates to a system for managing security of bank card account, which shares a bank card number with a special account unit of the bank card, and an additionally-established nominal account unit. An account code key part is set for opening the special account unit of the bank card, and an alarm code key part for opening the nominal account unit. The technical proposal provided by the invention allows the user of the bank card to own double code key parts with the corresponding real account unit and nominal account unit. After an illegal card holder inputs the alarm code key part, the alarm part is started up unknowingly at the same time when the nominal account unit is opened. The application of the technique ensures the safety of fund of the bank user and the legal card holder to the maximum.

Description

technical field [0001] The application of the present invention relates to the improvement of bank card user special account safety management technology. Background technique [0002] The bank sets up a bank card personal account unit for each legal holder of the bank card, which is managed by the card number and the password key part at the same time. The cardholder opens his personal special account through the bank card number and the password key part set up by the individual. Complete various fund transaction activities. The existing technical means of implementing bank card special account management with a single password key component has security management loopholes. Criminals can easily steal funds in the card after illegally obtaining the bank card password, causing legal cardholders to suffer huge losses. Especially when the legal cardholder is forced to reveal the bank card password in the state of illegally restricting personal freedom, the loss will not onl...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07F7/08G07F19/00G08B21/00
Inventor 王爱科
Owner 王爱科
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