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Communications system

A payment system and service agent technology, applied in the complete banking system, complete banking system, payment architecture, etc., can solve problems such as dullness, high bit error rate, and insecurity

Inactive Publication Date: 2008-07-30
BRITISH TELECOMM PLC
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0011] Often the whole experience is sluggish, dull, and insecure for consumers, and in the case of wireless network access, is more prone to failure due to higher bit error rates

Method used

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  • Communications system
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Embodiment Construction

[0026] Figure 1 shows a block diagram of a system according to the first aspect of the invention. As shown in Figure 1, a service agent is installed on each user's communication device. These devices may include one or more mobile phones, air-interface laptops or PDAs, desktop computers connected to telephone lines, or connected via a mobile telephone network, a conventional wired telephone network, or otherwise connected to a larger computer such as the Internet. Other processing equipment of the communication network. Each service agent communicates with a client application (browser, etc.) local to the device and handles payment transactions for the user. According to one aspect of the present invention, the user equipment directly communicates with one or more service providers, and all payment transactions are processed via remote, network-located payment operators. To this end, payment operators have to communicate with service providers and payment providers. Although not s...

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Abstract

The present invention provides a communication system. A method for controlling payment in a communication system comprising the steps of: setting up a service proxy in one or more user equipments; accessing a service from said one or one of said more user equipments a supplier; selects a product to purchase from the service provider; the service agent receives a payment request from the service provider via a payment operator; and the service agent issues a payment to the payment provider via the payment operator authorized. The service agent can be installed in various user devices and provides a unified interface from a plurality of the user devices to the payment system. Said service agent may also provide a unified interface from a plurality of said user devices to an ordering system.

Description

Technical field [0001] The present invention relates to the field of communication systems, and more particularly to a communication system for arranging payment for goods or services. Background technique [0002] Service providers engaged in e-commerce try to remotely sell services, content, or other products to consumers via communication systems such as the Internet. Typically, such providers include network operators, digital content retailers, and non-digital merchandise distributors; in fact, they include any company that promises to sell to consumers. Payment is usually arranged through payment providers, including payment providers such as PayPal TM Organization, prepaid and postpaid online accounts and online banking systems. [0003] Today's e-commerce payment systems are limited to two main systems: [0004] SIM-based mobile systems rely on the use of a mobile phone SIM card application to authenticate the consumer and also pass the identity of the consumer (typically...

Claims

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Application Information

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IPC IPC(8): G06Q20/00G07F19/00
Inventor 蔡慧娜西蒙·亚历山大·贝德斯大卫·罗克斯巴勒
Owner BRITISH TELECOMM PLC
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