Non-contact type handheld payment terminal based bus fee paying system and method thereof

Abstract

The invention discloses a method for paying for bus fee based on a non-contact type handheld payment terminal. The method comprises the following steps that: A, the non-contact type handheld payment terminal applies for opening non-contact payment service to a third party payment platform, and acquires an embedded electronic purse; B, the non-contact type handheld payment terminal applies for opening the non-contact payment service to a bus system, and acquires a special bus account related to the electronic purse; C, fee is paid by a card at a bus card swiping terminal via the special bus account, or the special bus account is recharged by using the electronic purse; and D, according to the payment and/or recharged amount of the special bus account, the payment is settled on the balance of the special bus account and the electronic purse. The invention correspondingly provides a system for paying for the bus fee based on the non-contact type handheld payment terminal. Therefore, the method and the system save cost for machines and tools of the public transportation system, and users can pay by swiping the bus card conveniently and can recharge conveniently and safely.

Description

technical field [0001] The invention relates to the fields of mobile communication and public transportation, in particular to a system and method for paying public transportation fees based on a non-contact handheld payment terminal. Background technique [0002] At present, the urban public transportation network is very developed. From buses, ferries to buses, ticket inspection has become a prominent problem while providing convenience to citizens. From the initial purchase of tickets, it has gradually developed to use IC cards as electronic tickets. Although IC cards bring great convenience to ticket inspection, in daily life, people are surrounded by various IC cards, such as bus cards, bank cards, campus cards, cards banned within the group, consumer cards, etc. It is often necessary to carry a lot of IC cards with you, which are not only difficult to identify, but also easy to lose. The process of card opening and recharging is cumbersome, and there are certain securi...

AI Technical Summary

Problems solved by technology

[0002] At present, the urban public transportation network is very developed. From buses, ferries to public transportation, ticket inspection has become a prominent problem while providing convenience to citizens. From the initial purchase of tickets, it has gradually developed to use IC cards as electronic tickets. Although IC cards have brought great convenience to ticket inspection, in daily life, people are surrounded by various IC cards, such as bus cards, bank cards, campus cards, cards banned within the group, and consumer cards. It is often necessary to carry a lot of IC cards with you, which are not only difficult to identify, but also easy to lose. The process of card opening and recharging is cumbersome, and there are certain security risks

Among these IC cards, the bus card is the most frequently used. Although the use of the traffic card brings great convenience, its recharge is cumbersome, there is no identity confirmation, and it cannot be registered and stopped if lost.

[0003] In summary, the consumption and payment technology of the existing bus fares clearly has inconvenience and defects in actual use, so it is necessary to improve

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