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electronic trading system

A technology for electronic transactions and membership, applied in business, instrumentation, data processing applications, etc., can solve problems such as high costs, consumption of tangible and intangible costs, and impact on penetration rates

Inactive Publication Date: 2011-12-21
M MEDIA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

As far as the application of electronic wallet is concerned, although its security can be improved, the carrier needs to use a smart phone, and the cost itself is already too high
In addition, in order to cooperate with NFC technology, it is necessary to add components and modify the circuit structure of smart phones. The tangible and intangible costs it consumes will have a significant impact on its penetration rate

Method used

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Embodiment Construction

[0047] The present invention will be described in detail below in conjunction with the accompanying drawings and specific embodiments, but not as a limitation of the present invention.

[0048] see figure 2 , is a schematic diagram of a preferred embodiment of the electronic transaction system of the present invention. As shown in the figure, the electronic transaction system 20 of the present invention includes a server 22 , multiple terminals 26 and multiple feature code carriers, and each terminal 26 is respectively connected to the server 22 through a network 24 . Due to various chip cards (IC cards) 28, radio frequency identification cards (RFID cards) 27 and other forms of radio frequency tags, barcodes, two-dimensional barcodes, quick response codes (Quick Response code, QR code) and magnetic stripe cards, etc., All have a unique characteristic code, the present invention can utilize the chip card 28 that user itself already has, radio frequency identification card 27 o...

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PUM

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Abstract

The present invention relates to an electronic transaction system, especially an electronic transaction system that can use various cards or labels, and is not afraid of loss, fraudulent brushing and skimming. It mainly includes a server, multiple terminals and multiple characteristic code carriers. Wherein, the server is provided with a member database, which stores the account data, amount and feature code of each member. Each terminal is connected to the server through the network, and members can use the terminal to perform actions such as consumption, stored value, balance inquiry, account creation, and feature code carrier replacement.

Description

technical field [0001] The present invention relates to an electronic transaction system, especially an electronic transaction system that can use various cards or labels, and is not afraid of loss, fraudulent brushing and skimming. Background technique [0002] Electronic wallet is a kind of payment tool commonly used by customers in business activities, and it is a new type of wallet commonly used in small-amount shopping or purchasing small-amount commodities. At present, many countries around the world are establishing electronic transaction systems to replace cash transactions. [0003] see figure 1 , is a schematic diagram of the use status of the existing electronic wallet. The electronic wallet is developed from a chip card (IC card), which is a chip card 16 with the function of storing value, that is, a chip 161 is provided in the card for accessing data. The chip card 16 stores cash credits from the bank or the user's own deposit or various other electronic mone...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/00
Inventor 陈奇卿
Owner M MEDIA