Method for authenticating electronic commerce transaction guarantee and prepayment of electronic commerce transaction guarantee

Abstract

The invention relates to an information processing technology in electronic commerce, in particular to a method for authenticating an electronic commerce transaction guarantee and prepayment of the electronic commerce transaction guarantee by adopting a service authentication protocol. In the method for authenticating the electronic commerce transaction guarantee and prepayment of the electronic commerce transaction guarantee by adopting the service authentication protocol, authentication, crediting and fee counting in electronic commerce transaction guarantee service can be controlled precisely in real time by adopting the service authentication protocol, so the shortcomings of over-guarantee and under-guarantee of transacted commodities or services commonly happening in the electronic commerce transaction guarantee service and the shortcomings that different transacted commodities or services of a user cannot be subjected to guarantee crediting with different contents and precise counting and control on advance money on security in the prior art are overcome; therefore, the guarantee quality of transacted commodities or services in electronic commerce is improved greatly; and the safety of electronic commerce transaction is improved at the same time.

Description

technical field [0001] The invention relates to information processing technology of e-commerce, in particular to a method for authenticating e-commerce transaction guarantee and its prepaid amount by adopting a service authentication protocol. technical background [0002] E-commerce refers to all kinds of business activities carried out by the parties or participants of the transaction using modern information technology such as computer technology and network technology, including trade in goods, service trade and intellectual property trade using modern information technology and computer networks according to certain standards. various business activities. [0003] At present, e-commerce transactions using third-party intermediate account guarantees have become very common. The concept of third-party intermediary guarantee is to use the services of a trusted third party to ensure reliable transactions. The transaction parties provide their performance status to the tr...

AI Technical Summary

Problems solved by technology

[0006] The present invention provides a method for authenticating e-commerce transaction guarantee and its prepaid amount by adopting a service authentication protocol. By using the service authentication protocol, the authentication, credit granting and calculation in the e-commerce transaction guarantee business can be precisely and real-time controlled, overcoming the existing In the e-commerce transaction guarantee business, there are often defects of over-guarantee and under-guarantee for the traded goods or services, and to overcome the inability of the existing technology to carry out accurate calculation of guarantee credit and prepaid margin for different transactions of goods or services for users And the defects of real-time control, so that the guarantee quality of goods or services in e-commerce transactions is greatly improved, and the security of e-commerce transactions is also improved.

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