Economic activity index presenting system

Abstract

The invention provide an economic activity index presenting system, through which account transaction record information of a financial institution and supplementary information are imported, and the account transaction record information and the supplementary information are linked. Subsequently, deposit / withdrawal destination linking information in which the name and category of the deposits / withdrawals are defined is created, and balance information for each account and deposits / withdrawals information, which is journalized for each item defining the usage of the funds, the source of the funds, and the continuity and non-continuity thereof, are created. Then the information items indicating the trend of the financing and business performance of companies or the trend of the financing and household budgeting of individuals are extracted and are converted into variables and index numbers by combining the balance information for each account and the deposits / withdrawals information, and economic activity indices such as financing trend indices, business performance trend indices, and household budgeting trend indices are created.

Description

technical field [0001] The invention relates to a system for prompting economic activity indicators, which is used to prompt indicators related to economic activities extracted from account transaction records of financial institutions (mainly banks). Background technique [0002] So far, as shown in Patent Documents 1 to 4, the use of account transaction records is mainly limited to analyzing transaction information, detecting abnormal situations, and preventing problems in transactions. As an important basic data, economic statistics are important information for accurately grasping changes in the social and economic environment and needs, and ensuring the rationality and objectivity of enterprises and individuals when making decisions and when the government makes judgments on public policies. With the improvement of information processing capabilities and the diversification of needs, great changes have taken place in today's social and economic conditions. At the same t...

AI Technical Summary

Problems solved by technology

Therefore, it is difficult to improve the efficiency of the investigation while ensuring a certain accuracy. There is a time lag from the beginning of the investigation to the release of the results, and it is difficult to ensure that the investigation results can be released in a timely and rapid manner.

[0004] In addition, the above public statistical surveys are difficult to refine the survey items in units of enterprises and individuals, or in units of transactions, or in units of attributes of enterprises or individuals such as region, enterprise size, industry, age, etc., and it is not easy to integrated into a multivariate analysis

In addition, there is a lack of structural analysis methods at each level between the subdivided small items and the large items aggregated from small items, so it cannot satisfy those who want to use the information that cannot be obtained through the usual summary processing to conduct independent research and analysis. Special needs of researchers

[0005] In addition, with regard to the public statistics conducted by decentralized statistical agencies used by various administrative agencies, it is impossible to ensure the overall coordination among the various statistics, and there are statistical fields that have not fully kept up with changes in the social structure, and there are also registrations outside the scope of questionnaire surveys. , declarations, declarations and other record information are not fully utilized

Similarly, in terms of customer management of financial institutions, past financial information and transaction performance data are mainly used, and account transaction record data are not fully utilized.

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