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Method and device for communication between an automobile vehicle and payment means

A payment device and vehicle technology, applied in the field of automobiles and vehicles that do not belong to users, and can solve problems such as freezing

Active Publication Date: 2013-04-24
CONTINENTAL AUTOMOTIVE FRANCE +1
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, the card is still an ordinary electronic payment card, in other words, a bank card that belongs to the car renter or lessor and not to the lessee, and anyone who steals the card can use it until it is used fraudulently. is detected then the card is frozen
Furthermore, it is difficult for a manager of a fleet of vehicles to know if the user is using a payment card for personal expenses, in other words if the user is filling up the gas tank of his own vehicle instead of a rented vehicle
[0004] Issues involving payment security are even more pronounced in the case of a car-sharing network where the users of the shared vehicles are individual vehicles

Method used

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  • Method and device for communication between an automobile vehicle and payment means
  • Method and device for communication between an automobile vehicle and payment means

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Embodiment Construction

[0033] FIG. 1 shows an arrangement for communication between a motor vehicle 10 and a payment device 23 . These payment means 23 include portable devices 20 of the mobile phone type and electronic payment cards 30 of the bank card type.

[0034] The automotive vehicle 10 is equipped with an on-board electronic system 11 having means for wireless communication of the Bluetooth®, Wifi® or NFC (Near Field Communication) type, which communicate via wireless communication A with the portable device 20 . The portable device 20 is compatible with these communication means, and is also equipped with a wireless communication means 22 .

[0035] The portable device 20 is also equipped with a near field communication device 21 of the NFC type. These means may be additional means integrated into the portable device 20 or may be the same as the wireless communication means 22 used for communication with the vehicle 10 .

[0036] The communication device also includes an electronic paymen...

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Abstract

Method and device for communication between an automobile vehicle and payment unit carried by a user in order to pay for an action carried out on the vehicle equipped with wireless communication elements and the payment unit including at least one portable device equipped with wireless communication elements for communicating with the vehicle via a wireless communication and with a central server via a wireless communication and an electronic payment card, the method including: equipping the payment card with wireless communication elements for communicating with the portable device via a wireless communication, equipping the payment card with storage elements, performing various steps for mutual recognition between the various elements of the device, and authorizing use of the payment card via authentication data for single use sent by the central server to the portable device then stored in the payment card.

Description

technical field [0001] The invention relates to a method and a device for communication between an automotive vehicle and a payment device. In particular, the invention relates to a method for communication between a vehicle and a payment device carried by the user of the vehicle in order to cover the costs of actions performed on board the vehicle. [0002] The invention applies in particular to rented or rented motor vehicles, or to vehicles shared between several users (auto-share), in other words to motor vehicles that do not belong to the users . When a user of a rented, leased or shared vehicle uses the vehicle, the user must make various payments related to the use of the vehicle, such as: payment for refilling the vehicle's tank with fuel or payment of tolls or Pay for the parking space again. Background technique [0003] In the case of a fleet of vehicles for professional use, it is known practice to distribute electronic payment cards to users of the vehicles. ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/16G06Q20/34
CPCG06Q20/3223G06Q20/385G06Q20/3224G07B15/063G06Q20/3278G07F13/025
Inventor G.朱雷克
Owner CONTINENTAL AUTOMOTIVE FRANCE
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