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Client side for credit business

A client and account technology, applied in the client field, can solve the problem of long capital return cycle, achieve high industrial utilization value, reduce conflicts and disputes, and reduce financial workload.

Inactive Publication Date: 2014-03-26
SHANGHAI XINLIAN COMMERCE & TRADE DEV
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] Therefore, in the face of the existing problem of long capital return period for small and medium-sized enterprises, it is a problem to be solved by those skilled in the art to provide a convenient and easy-to-finance client for small and medium-sized enterprises

Method used

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  • Client side for credit business

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Embodiment Construction

[0026] Embodiments of the present invention are described below through specific examples, and those skilled in the art can easily understand other advantages and effects of the present invention from the content disclosed in this specification. The present invention can also be implemented or applied through other different specific implementation modes, and various modifications or changes can be made to the details in this specification based on different viewpoints and applications without departing from the spirit of the present invention. It should be noted that, in the case of no conflict, the following embodiments and features in the embodiments can be combined with each other.

[0027] see figure 1 , the present invention provides a client terminal for account business. The client communicates with the server through the network, preferably, the client can also communicate with the financial institution through the network. Wherein, the server communicates with fina...

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Abstract

The invention provides a client side for the credit business. The client side is communicated with a server side and a financing mechanism through a network. The client side comprises a storage unit, a displaying unit and a communication unit. A processing unit is used for selecting corresponding interfaces for a user according to the purchaser or the supplier in user information, generating a credit business request comprising the user information according to operations that the user carries out in the selected interfaces, sending the credit business request through the communication unit, filling the credit business information fed back by the server side or the financing mechanism into the corresponding interfaces, outputting the credit business information to the displaying unit, filling the credit business information pushed by the server side into the corresponding interface comprising a bulletin board or an account arriving notification board, and outputting the credit business information pushed by the server side to the displaying unit. By means of the client side, a user can transact the financing business at home, a register purchasing agent only needs to close an account with the server side while originally needing to close accounts with a plurality of suppliers one by one, and the finance workload is greatly reduced.

Description

technical field [0001] The invention relates to a client, in particular to a client for account business. Background technique [0002] Difficulty in financing for small, medium and micro enterprises is a major worry that has plagued my country's economic development for a long time. Due to the inability of my country's existing banking system to control supply chain risks other than financing, high thresholds and strict scrutiny for loans to small, medium and micro enterprises without collateral have become the norm, and it is difficult to change. Therefore, 80% of small, medium and micro enterprises can only rely on high private loans to survive, and they are in a very difficult situation. [0003] The phenomenon of difficulty in returning accounts receivable in the circulation field in my country is very serious. According to statistics in 2011: the average receivable turnover cycle of small and medium-sized enterprises is 99 days, and the average inventory turnover cycl...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/00G06Q30/00
Inventor 陈哨麟陈觉宇
Owner SHANGHAI XINLIAN COMMERCE & TRADE DEV
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