Method and system for safe downloading of TMK

一种终端主密钥、主密钥的技术，应用在终端主密钥TMK安全下载领域，能够解决维护中心机房工作量大、大量人手和工作时间、运输成本上升等问题，达到减少集中下载维护成本、提高准确传输、减少物流成本的效果

Active Publication Date: 2014-04-16
FUJIAN LANDI COMML EQUIP CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

As a result, the workload of the maintenance center computer room is heavy; after the equipment leaves the factory, it needs to be transported to the security computer room of the management center to download the key before it can be deployed to the merchant, and the transportation cost increases; in order to centralize the download of the key, a lot of manpower and working time are required, and the maintenance cost is high. , long maintenance period, etc.

Method used

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  • Method and system for safe downloading of TMK
  • Method and system for safe downloading of TMK
  • Method and system for safe downloading of TMK

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Embodiment Construction

[0018] In order to describe the technical content, structural features, achieved goals and effects of the present invention in detail, the following will be described in detail in conjunction with the embodiments and accompanying drawings.

[0019] First, the abbreviations and key terms involved in the present invention are defined and explained:

[0020] AUK: short for Authentication Key, that is, the authentication key, used for two-way authentication between PINPAD and the key management system KMS;

[0021] CA center: The so-called CA (Certificate Authority) center, which adopts PKI (Public Key Infrastructure) public key infrastructure technology, specializes in providing network identity authentication services, is responsible for issuing and managing digital certificates, and is authoritative and impartial. The tripartite trust agency acts like a company that issues documents in our real life, such as a passport agency;

[0022] HSM: The abbreviation of High Security Ma...

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Abstract

The invention provides a method for safe downloading of a TMK. The method comprises the steps that a TK is generated by a POS terminal; the TK is collected by an operation terminal and uploaded to an MTMS; the TK is managed by the MTMS in a unified mode and transmitted to a corresponding KMS; remote downloading of the TMK is started by the POS terminal; bidirectional authentication is conducted on the POS terminal and the KMS through an AUK and after authentication, the TMK is transmitted to the POS terminal through the KMS. The method has the advantages that the TK is uploaded by the POS terminal so that the TMK can be remotely downloaded; by the adoption of the MTMS, management and uploading of the TK is greatly facilitated; it is guaranteed that the TK is transmitted to the corresponding KMS. Bidirectional authentication is further conducted between the POS terminal and the KMS before master key transmission is conducted, and the downloading safety of a master key is further improved.

Description

technical field [0001] The invention relates to the field of electronic payment, in particular to a method and system for safely downloading a terminal master key TMK. Background technique [0002] Bank card (BANK Card) is becoming more and more popular as a payment tool. Common bank card payment systems include point of sale terminals (Point Of Sale, POS), POS acquiring system (POSP), password keyboard (PIN PAD) and hardware encryption machine (Hardware and Security Module, HSM). Among them, the POS terminal can accept bank card information, has communication function, and accepts the instructions of the teller to complete the financial transaction information and related information exchange equipment; the POS acquiring system centrally manages the POS terminal, including parameter download, key download, acceptance, It is a centralized management and transaction processing system that processes or forwards transaction requests from POS terminals and returns transaction r...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): H04L9/08H04L29/06G06Q20/20
CPCH04L9/08G06Q20/20G06Q20/3829H04L63/061H04L9/0825H04L9/083H04L9/321
Inventor 苏文龙孟陆强陈瑞兵姚承勇
Owner FUJIAN LANDI COMML EQUIP CO LTD
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