Methods and systems for communicating information from a smart point-of-sale terminal

A point-of-sale terminal, a technology for transmitting information, applied in point-of-sale network systems, marketing, payment systems, etc., to solve problems such as failure to transmit

Inactive Publication Date: 2014-07-30
CITIBANK
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0005] Additionally, there is considerable additional information such as about loyalty discounts that is currently not delivered when a customer swipes his or her loyalty card at a merchant's point-of-sale terminal

Method used

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  • Methods and systems for communicating information from a smart point-of-sale terminal
  • Methods and systems for communicating information from a smart point-of-sale terminal
  • Methods and systems for communicating information from a smart point-of-sale terminal

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Embodiment Construction

[0018] Reference will now be made in detail to embodiments of the invention, one or more examples of which are illustrated in the accompanying drawings. Each example is provided by way of explanation of the invention, not limitation of the invention. It will be apparent to those skilled in the art that various modifications and variations can be made in the present invention without departing from the scope or spirit of the invention. For example, features illustrated or described as part of one embodiment can be used on another embodiment to yield a still further embodiment. Accordingly, it is intended that the present invention cover such modifications and variations as fall within the scope of the present invention.

[0019] Aspects of embodiments of the present invention propose, for example, an intelligent point-of-sale terminal, which is deployed, for example, at a merchant's premises. The smart terminal may be provided with the ability to pass information entered at t...

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Abstract

Methods and systems for communicating information from a specially programmed smart point-of-sale terminal involve receiving transaction information at the terminal, recognizing that the transaction relates to a redemption function, adjusting the transaction amount accordingly, and routing an approval request for the adjusted amount to a card issuer processor via a card association transaction processing network. In another aspect, information is received at the terminal which recognizes that the information relates to a third party function and routes a message to the third party processor via a merchant acquirer processor while bypassing the card association transaction processing network. Thereafter, the third party processor performs the third party function and returns a message related at least in part to the performance of the third party function to the smart point-of-sale terminal processor via the merchant acquirer processor.

Description

[0001] priority application [0002] This application is a continuation-in-part of co-pending US Patent Application Serial No. 13 / 206,598, entitled "Methods and Systems of Electronic Messaging," filed August 10, 2011, which is incorporated herein by reference. technical field [0003] The present invention relates generally to the field of electronic processing of transactional information, and more particularly to methods and systems for delivering and processing transactional information from specially programmed intelligent point-of-sale terminals. Background technique [0004] "Daily deal" companies such as GROUPON make discount coupons available for local or national malls. However, the daily deal company currently has no way of knowing what actually happened after the coupon was sold. They are unable to communicate with the merchant about, for example, whether it is worthwhile for the merchant to sign up for a particular daily deal company and / or whether the merchant ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/20G06Q20/38
CPCG06Q20/20G06Q30/02
Inventor E·霍兰德A·J·凯塞C·朱宾斯基N·卡罗尔A·林德曼
Owner CITIBANK
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