User terminal, method and device for bank counter transactions

A user terminal and bank cabinet technology, applied in the computer field, can solve the problems of stealing customer passwords, illegal withdrawals, hidden dangers of bank counter business security, etc., and achieve the effect of ensuring security.

Inactive Publication Date: 2014-10-01
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] 1) The teller may take advantage of the loophole that the user cannot know the specific situation of the counter system. When handling deposits, withdrawals, or transfers for the user, they use the password input error as an excuse to ask the user to repeatedly enter the password, thereby affecting the user's account. Do some illegal withdrawals, transfers, or early withdrawals
[0004] 2) There are some equipment test transactions in the counter system of some banks. If the design of these transactions is not perfect, it is only considered to return the plain text of the password when testing the password keyboard so that the tester can compare whether the password returned by the system is consistent with the entered password. Vulnerabilities could be exploited to steal customer passwords
[0005] Therefore, there are very serious security risks in the handling of bank counter business at present.

Method used

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  • User terminal, method and device for bank counter transactions
  • User terminal, method and device for bank counter transactions
  • User terminal, method and device for bank counter transactions

Examples

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Embodiment Construction

[0052] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be described in further detail below in conjunction with the embodiments and accompanying drawings. Here, the exemplary embodiments and descriptions of the present invention are used to explain the present invention, but not to limit the present invention.

[0053] Considering that when the user handles business at the counter, the operator’s operation interface cannot be seen on the password input device, which makes it easy to generate the risk of the user’s plaintext password being stolen. The inventor conceives that the operator’s operation interface can be synchronized to The side of the user terminal is for the user to supervise, thereby effectively improving the security of the user account.

[0054] In this example, a bank counter transaction user terminal is provided, such as figure 1 shown, including:

[0055] A housing 101, on which a ...

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Abstract

The invention provides a user terminal, method and device for bank counter transactions. The device comprises a shell provided with data interfaces, a displayer and a keyboard. The displayer is connected with a teller terminal through the data interface and used for synchronously displaying a password input interface on the teller terminal; the keyboard is connected with the teller terminal through the data interface and used for allowing a user to input a password. According to the user terminal, method and device for the bank counter transactions, the problem that the account password is prone to being stolen due to the fact that the user can not monitor the password input interface of the teller terminal in the prior art is solved and account information safety of the user is effectively guaranteed.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a bank counter transaction user terminal, method and device. Background technique [0002] At present, when a bank teller handles business for a user, the user's transaction information, especially the interface for entering the user's password is not transparent to the user. In the existing mode, the password keyboard is generally connected to the teller PC through a serial port line or a USB port line. After the user enters the password, the subsequent actions processed by the counter system are invisible to the user. Therefore, the following security problems are likely to occur : [0003] 1) The teller may take advantage of the loophole that the user cannot know the specific situation of the counter system. When handling deposits, withdrawals, or transfers for the user, they use the password input error as an excuse to ask the user to repeatedly enter the password, thereby...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07F7/02G07F9/00G06Q40/02
Inventor 邓敏捷李小雍石志新陈旭伟周大文
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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