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System and method for managing payment success rate on basis of international card payment channel

A payment channel and international card technology, applied in the field of international card payment, can solve problems such as buyer loss, buyer failure to pay successfully, and lower payment success rate, so as to reduce loss and increase the success rate of international card payment

Active Publication Date: 2015-02-25
数贸科技(北京)有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Because it is submitted randomly, there is a problem that the buyer cannot pay successfully, which objectively reduces the payment success rate and causes the buyer to lose

Method used

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  • System and method for managing payment success rate on basis of international card payment channel
  • System and method for managing payment success rate on basis of international card payment channel
  • System and method for managing payment success rate on basis of international card payment channel

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Embodiment Construction

[0045] The present invention will be further described in detail below in conjunction with the accompanying drawings and preferred embodiments. The correspondence between constituent elements in the claims and specific examples in the embodiments can be exemplified as follows. The description herein is intended to confirm that specific examples used to support the subject matter stated in the claims are described in the embodiments, and since an example is described in the embodiments, it does not mean that the specific examples do not represent constituent elements. Conversely, even if a specific example is included here as an element characteristic corresponding to one constituent element, it does not mean that the specific example does not represent any other constituent element.

[0046]Furthermore, the description herein does not imply that all subject matter corresponding to specific examples set forth in the embodiments are recited in the claims. In other words, the de...

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Abstract

The invention provides a system for managing the payment success rate on the basis of an international card payment channel, and meanwhile provides a method for managing the payment success rate by means of the system. Results of payment of a buyer credit card in a payment channel and failure reasons of payment are classified, a transaction which can not be successfully paid in one payment channel is submitted to another channel for payment, and accordingly the aim of improving the payment success rate is achieved.

Description

technical field [0001] The invention relates to the field of international card payment, more specifically, to a system for managing payment success rate based on international card payment channels, and also provides a method for managing payment success rate using the system. Background technique [0002] When a buyer uses an international card to purchase goods on an e-commerce website, the e-commerce platform will randomly assign the buyer's payment request to the payment channel connected to it to submit the payment, and the payment channel will follow the corresponding risk control for the international card used by the buyer. Rule verification, if the verification is passed, it will be submitted to the international card organization and the issuing bank for processing. After the authorization is passed, the e-commerce platform confirms that the buyer has paid successfully and notifies the seller to deliver the goods. [0003] Due to the large number of fraud risks i...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/02G06Q20/34G06Q30/06
CPCG06Q20/023G06Q20/356
Inventor 赵红强刘振
Owner 数贸科技(北京)有限公司
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