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Application for using mobile communication terminal as payment terminal, and application service provider system and method

A terminal and server technology, applied in the payment system, payment system structure, payment circuit, etc., can solve problems such as difficulty in building a franchise store server system independently, and achieve the effect of low payment fee, simple payment, and safe payment

Inactive Publication Date: 2015-03-04
金主汉
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] However, in order to perform authentication and payment using the existing technology, the franchise store server or system of the mobile communication company is required, but it may be difficult for scattered small businesses to build a franchise store server system independently

Method used

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  • Application for using mobile communication terminal as payment terminal, and application service provider system and method
  • Application for using mobile communication terminal as payment terminal, and application service provider system and method
  • Application for using mobile communication terminal as payment terminal, and application service provider system and method

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Embodiment Construction

[0041] It should be noted that the technical terms used in this specification are only used to describe specific embodiments, and are not intended to limit the present invention. Moreover, unless the technical terms used in this specification are specifically defined with another meaning in this specification, they should be interpreted as the meaning generally understood by those skilled in the art, and should not be interpreted as an over-inclusive meaning, nor should they be interpreted as Meaning of over-shrinking. Furthermore, when the technical terms used in this specification are erroneous technical terms that cannot accurately express the idea of ​​the present invention, they should be understood as substitute technical terms that can be correctly understood by those skilled in the art. Furthermore, general terms used in the present invention should be interpreted according to the meaning defined in the dictionary or according to the context, and should not be interpre...

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Abstract

A franchise ASP server is disclosed. The server comprises: a token generating function unit for generating a token on the basis of transaction-related information included in a net key request for payment when the request is received, and generating a net key on the basis of the generated token and a franchise identifier; a token processing unit for processing the generated token in connection with a smart safe for receiving the net key; and a token confirmation unit for receiving a token confirmation request from the payment terminal and confirming whether or not the token has been processed.

Description

technical field [0001] This manual relates to a payment service using a mobile communication terminal, and relates to a payment application (Application) and an ASP (Application Service Provider, Application Service Provider) of a mobile communication terminal that is linked to the payment service and enables card payment without a card reader. provider) system and method, wherein the payment service utilizes payment information including personal information and card information of mobile communication users kept and managed by the mobile communication company. Background technique [0002] Due to the spread of mobile communication terminals with cameras, applications for scanning barcodes have been implemented, and two-dimensional barcodes such as QR codes (Quick Response Matrix Codes) can be read by mobile communication terminals. [0003] Moreover, due to the recent popularization of mobile communication terminals equipped with Bluetooth (Blue Tooth) and / or NFC (Near Fie...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/04G06Q20/32G06Q20/40G06K9/18G06V30/224
CPCG06Q20/04G06Q20/40G06Q20/3276G06Q20/326G06Q20/3267G06Q20/3221G06Q20/405G06Q20/401G06Q20/3278G06Q20/3224G06K19/06037G06K19/0723G06V30/224G06Q20/3227G06Q20/34G06Q20/3829G06Q20/385
Inventor 金主汉
Owner 金主汉