Security payment method, server and system

Abstract

The invention discloses a security payment method, a server and a system. The server disclosed by the embodiment of the invention executes a security verification operation of on-line payment in a stage that the server adds a preset numerical value into an amount in a collection account. Compared with the prior art that the server executes the security verification operation in the stage that the server deducts preset data from a payment account, the embodiment of the invention has the beneficial effect that payment operation duration for the server to process the payment operation of the payment account is shortened, the man-machine interactivity is improved, and the pressure of the server is released; and furthermore, on-line payment security is improved.

Description

technical field [0001] The present invention relates to network technology, and also to the field of online payment, in particular to a safe payment method, server and system. Background technique [0002] At present, when the payment account is based on a third-party payment platform for online payment, for real-time payment, when the payment account transfers a certain amount of funds to the third-party payment platform, the third-party payment platform will immediately or wait for a certain period of time. The above-mentioned amount of funds in the payment account is transferred to the corresponding collection account, without the need for the payment account to initiate an instruction to confirm the payment based on the third-party payment platform. [0003] In view of the real-time arrival of the above-mentioned online payment, in the process of transferring funds from the payment account to the third-party payment platform, the third-party payment platform will detect ...

AI Technical Summary

Problems solved by technology

[0003] In view of the real-time arrival of the above-mentioned online payment, in the process of transferring funds from the payment account to the third-party payment platform, the third-party payment platform will detect the operation of the payment account to determine whether the payment is valid; A detection operation will inevitably prolong the data processing time, thereby increasing the payment waiting time of the payment account; and when a large number of payment accounts concurrently execute the operation of transferring funds to the third-party payment platform, the third-party payment platform needs to detect each payment at the same time. Whether the payment operation of the payment account is valid will cause the payment operation of the payment account to be delayed too long, and even cause the server to go down in serious cases; but if the payment operation of the payment account is not detected, the security of online payment will be seriously affected

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