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Method and system for securely entering identification data in order to authenticate a transaction carried out by means of a self-service terminal

一种识别数据、自助终端的技术，应用在数字数据认证、完整的银行系统、完整的银行系统等方向，能够解决窥探PIN输入难等问题

Active Publication Date: 2015-08-19
WINCOR NIXDORF INT GMBH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The arrangement of the number keys therefore changes and thus makes it difficult for prying eyes to enter the PIN

Method used

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  • Method and system for securely entering identification data in order to authenticate a transaction carried out by means of a self-service terminal
  • Method and system for securely entering identification data in order to authenticate a transaction carried out by means of a self-service terminal
  • Method and system for securely entering identification data in order to authenticate a transaction carried out by means of a self-service terminal

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Embodiment Construction

[0034] figure 1 The basic configuration of the system according to the invention for authenticating and carrying out transactions at self-service terminals of the system, also referred to as SB terminals for short, is shown. An automatic teller machine (ATM) capable of performing transactions for paying cash is shown as an example of an SB terminal. In addition, the following components of the automatic teller machine are shown: the cash output box DPNS, the identification device ID-DEV in the form of a chip card reader here, and the screen DISP and the computer or computer PC, which controls the automatic teller machine. process and connect with the unit on the network side. The computer PC and the screen DISP form the central unit of the automatic teller machine ATM. The identification device ID-DEV is used here to read the customer card and is therefore part of an additional security channel (Security Channel) provided in addition to the PIN entry.

[0035] Belonging to...

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Abstract

The method involves displaying the biunique association of the second elements to the first elements, on a picture screen (DISP) which is structurally combined with the self-service terminal. The input data (PIN) are determined and displayed in the user terminal (MD) of the user (CSM). The input data are transferred to the several computer-aided units connected with the self-service terminal, by application program (MBA). The biunique association of the second elements to the first elements is managed and the authentication of the transaction is performed. An independent claim is included for system for performing authentification and feedthrough of a transaction at a self-service terminal.

Description

technical field [0001] The invention relates to a method for securely entering identification data for authenticating a transaction according to the preamble of method claim 1 and a system suitable for implementing the method according to the preamble of the parallel device claim. Background technique [0002] In the field of payment transactions supported by automated devices, methods and self-service terminals (also referred to as SB terminals for short) of the type mentioned at the outset are sufficiently known. As a typical example of such self-service terminals, mention should be made of automatic teller machines, which are installed in banks, shopping centers, etc., and allow users to withdraw cash from their accounts at any time by using their bank cards and to pay in cash. Also known are SB terminals, which allow other transactions, such as money transfers and / or deposits. In order to protect the transaction against mistakes, authentication is usually carried out by...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07F7/10G06F21/36G07F19/00G06Q20/32G06Q20/40
CPCG07F7/1041G06Q20/3224G06F21/36G07F19/206G06Q20/325G06Q20/4012G06Q20/3276G06F21/31G06Q2220/00H04L9/50G06Q20/1085
Inventor P.厄尔班
Owner WINCOR NIXDORF INT GMBH
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