Payment settlement method and system based on RFID technology

Abstract

The invention provides a payment settlement method and a system based on RFID technology. The method comprises the steps that (A) in the time of pay settlement, a POS machine reads the preset account information in a mobile terminal and sends the account information to a background server, (B) the background server matches the account information and a pre-stored signed payment account list and sends a payment allowance command to the POS machine if the match is successful, (C) POS machine carried out payment settlement through the read account and sends sale account information after settlement to the network operator server, (D) the network operator server receives the sale account information and the processes the sale account information to form bill information, and the bill information is sent to the mobile terminal for displaying. According to the payment settlement method and the system, through using the mobile terminal with an RF-SIM card to participate in payment settlement, the electronic settlement process of the payment settlement is realized, the use of a paper bill is avoided, paper resource is saved, and the rapid payment settlement is realized.

Description

technical field [0001] The invention relates to the technical field of radio frequency identification, in particular to a method and system for payment and settlement based on RFID technology. Background technique [0002] The technology is radio frequency identification technology or electronic tag technology. Specific targets can be identified by radio signals and related data can be read and written without the need for mechanical or optical contact between the identification system and specific targets. Radio Frequency Identification technology (Radio Frequency Identification, abbreviated as RFID), is a new automatic identification technology developed in the 1980s. A technology that achieves the purpose of identification through the transmitted information. [0003] At present, the consumption of bill receipts used in terminal sales in the retail industry is astonishing, which is a waste of green resources, but there is no good technology to solve this problem. [00...

AI Technical Summary

Problems solved by technology

[0005] In view of the above-mentioned deficiencies in the prior art, the purpose of the present invention is to provide a payment and settlement method and system based on RFID technology, aiming at solving the problem of the current sales terminal paper bills wood wastage problem

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