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Method of preventing money in bank card from being stolen

A technology of bank cards and funds, applied in the recording medium, instruments, computer parts and other directions used by machines, can solve the problems of not knowing that bank cards and chip cards have loopholes, and not guaranteeing the security of bank card funds, so as to ensure the safety of funds. Safety and anti-theft effect

Inactive Publication Date: 2016-06-22
胡小伟
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

After all, we are careful when entering the password to avoid others from peeking at our password, and we are not fully sure that our bank card and password are safe, because we worry about our bank card every day. In your own hands, but whether the money in the bank card will be safe and will not be taken away by others, in real life, no one can guarantee the safety of the funds in the bank card, because the current bank card system has some loopholes, including the bank managers themselves I also have to admit that the bank cards used by customers have certain security loopholes. This conclusion can only prove that most of the bank cards we use are somewhat insecure
[0003] Bank cards can be easily copied by others. I feel a little scared when I think about it. I don’t know how our bank cards can be used to be at ease? Although the bank card is under our control, have the card number and password of our bank card been controlled by others? I don’t want to discuss whether the chip card is safe or not, because it has not been widely promoted in China. Chinese banks and media have very high expectations for it, thinking that the security of the chip card is very high, but I have seen foreign media say so. The article believes that the chip and password card technology is no longer safe, and the chip card does have loopholes, and it is still difficult to make up for the loopholes

Method used

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  • Method of preventing money in bank card from being stolen

Examples

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Embodiment Construction

[0012]If the customer sets the initial password in the bank as 123456, the multiplication code is 34.33, and the extra code is 6688, then his second withdrawal password is: 244932 (123456*34.33+6688=4244932.48, 48 after the decimal point is removed and counted from the back to the front 6 numbers is the new password 244932), carefully observe the relationship between 123456 and 244932? His password for the third withdrawal is: 415203 (244932*34.33+6688=8415203.56, the new password is 415203 after removing 56 after the decimal point and counting 6 numbers from the back to front). What is the relationship between? Is there a pattern to follow? Dividing 415203 by 244932 equals 1.6951766, and dividing 244932 by 123456 equals 1.9896189. There is no rule between them. We only know the password 123456. Who would have thought that the next password is 244932? Who would have thought that the next password would be 415203? How can he figure out or calculate the next new password with...

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PUM

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Abstract

The invention relates to bank card password stealing prevention, and belongs to a password change method, which solves the problems that the bank card is copied, the password is seen and the money in the card is stolen usually. The technical method for solving the problems comprises steps: 1, a recheck number of the bank card is increased or enhanced for further preventing a counterfeit card from being copied; 2, an orderly combination of the used password, a multiplication code and an addition code is used, each change of a new password is enhanced, and safety of the money in the bank card is further ensured; 3, the head and the tail of a solution are removed the middle is taken to form a password, the difficulty of being broken by a computer is enhanced forcefully, and a decimal point is used for removal, which is simpler and clearer; and 4, a withdrawal limit each time when the password is inputted is set, the password inputting times are added manually, and the safety of the bank card is multiplied. According to the method of preventing money in the bank card from being stolen, digital passwords can be used for a series of property deposit cards such as a bank card, an expense card and a medicare card.

Description

【Technical field】 [0001] The invention relates to the field of property security, in particular to a method for preventing funds in a bank card from being stolen. 【Background technique】 [0002] There are two types of bank cards used in the society: -2 in the picture of the magnetic stripe card and -1 in the picture of the chip card. When using the bank card and the password, the money in the bank card can be withdrawn, but the existing bank card is extremely safe. Sex is relatively poor. In real life, there are often news reports that many people have their own bank cards with them, but the money on the bank cards is taken away by other people in different places, and their bank cards are copied by others. Many of them were peeped or cracked by others; the security of chip cards in bank cards is much higher than that of magnetic stripe cards, but chip cards are not impossible to be copied. Although the technology of chip cards is much more complicated, it can be cracked Ad...

Claims

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Application Information

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IPC IPC(8): G06K19/073
Inventor 胡小伟
Owner 胡小伟
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