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Dynamic business processing method and device

A business processing and dynamic technology, which is applied in data processing applications, instruments, finance, etc., can solve problems such as poor scalability, high coupling, and high modification risk, and achieve the effects of reducing crossover, ensuring stability, and saving development time

Inactive Publication Date: 2016-08-10
BANK OF CHINA
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Problems solved by technology

[0003] The present invention proposes a dynamic business processing method and device, which mainly solves the problems of high coupling, poor scalability, and high modification risk of various interest calculation methods in the core banking system

Method used

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Embodiment Construction

[0021] In order to enable those skilled in the art to better understand the technical solutions in the present application, the technical solutions in the embodiments of the present application will be clearly and completely described below in conjunction with the drawings in the embodiments of the present application. Obviously, the described The embodiments are only some of the embodiments of the present application, but not all of them. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without creative efforts shall fall within the scope of protection of this application.

[0022] Such as figure 1 Shown is a flow chart of a dynamic business processing method according to the embodiment of the present application. In this figure, a method for changing the fixed bank interest-bearing business in the prior art to dynamically generate interest-bearing business according to the business rules of interest-bearing ...

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Abstract

The invention belongs to the bank business processing technical field and relates to a dynamic business processing method and device. The method includes the following steps that: the historical balances of accounts are loaded; corresponding interest bearing calculation modules are called according to the interest calculation rules of interest bearing products; the interest calculation modules call corresponding balances in the historical balances to carry out interest bearing calculation; and the interest bearing calculation results of all the interest calculation modules are obtained by doing statistics, and interest bearing results are fed back to users. With the dynamic business processing method and device adopted, a whole interest bearing flow is not required to be developed for each interest bearing product separately, and a plurality of interest bearing modules are only needed to be developed separately, and the interest bearing modules and the interest bearing modules sequence of the interest bearing modules are adjusted adaptively according to the interest bearing rules of different interest bearing products, so that the design of a new interest bearing product can be completed, and a lot of development time can be saved, and the cross between the interest bearing products can be decreased, and the stability of the interest bearing products can be ensured.

Description

technical field [0001] The present application relates to the technical field of banking business processing, in particular to a dynamic business processing method and device. Background technique [0002] With the opening of interest rate liberalization, various commercial banks have launched a variety of flexible interest-bearing products. The interest module is subject to frequent revisions. As a key module of the core banking system, the interest calculation module affects the whole body. The traditional interest calculation module has different processing of interest calculation according to different products. Each product corresponds to a Or several different interest calculation methods. Therefore, when adding interest-bearing products, it is often necessary to add a large amount of program logic. At the same time, the code coupling degree of various interest-calculation methods is high and the degree of reuse is low. It is necessary to add various new product codes...

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Application Information

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IPC IPC(8): G06Q40/02
CPCG06Q40/02
Inventor 蒲明明周绍博赵书祥丁海健苏映惜代丽
Owner BANK OF CHINA
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