Method, system and equipment for issuing electronic certificates in batches
An electronic voucher, batch technology, applied in the direction of electronic voucher, payment system, payment system structure, etc., can solve the problems of consuming user time and energy, single payment method, and many repetitive actions.
Inactive Publication Date: 2017-02-01
SHENZHEN CIFPAY NETWORK BANK TECH
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Problems solved by technology
However, in the current e-commerce application, the transfer of funds mainly depends on the traditional electronic direct transfer payment method and the third-party payment method, and the payment method is single
Users often need to shop and consume on multiple merchants or e-commerce platforms, and each order is paid and settled separately. There are many repetitive actions, which consume a lot of time and energy for users. The user experience is poor and cannot meet the business needs of modern society.
Method used
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[0024] The electronic voucher mentioned in the embodiment of this application is based on the core principle of the international letter of credit, which integrates the advantages of many financial products such as bank notes, letters of guarantee, bank acceptances, electronic letters of credit, etc., combined with Internet technology, fully adapts and satisfies A new financial tool required by the era of the Internet economy, with wide applicability across platforms, banks, all fields, and all scenarios. Specifically, the electronic voucher refers to the electronic credit commitment payment issued by the issuer (buyer) with its bank account funds or credit line (credit card line or loan line) as a guarantee, and the bank promises to handle payment settlement according to the release conditions. certificate. The electronic certificate mentioned in this plan is mainly a product for buyers. The seller downloads the cash register access interface, the buyer completes the issuance...
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The invention relates to a method, system and equipment for issuing electronic certificates in batches. A certificate issuing side client generates a plurality of certificate issuing requests according to certificate issuing information inputted by a certificate issuing side and sends the certificate issuing requests to a certificate issuing server, wherein the certificate issuing information includes a certificate issuing sum and information of a certificate issuing account for freezing funds or drawing down credit extension; and a certificate issuing bank server freezes funds with the sum consistent with the certificate issuing sum in the certificate issuing account or draws down credit extension consistent with the certificate issuing sum in the certificate issuing account according to the certificate issuing account information and issues electronic certificates corresponding to the multiple certificate issuing requests. Therefore, the certificate issuing side client can send a plurality of certificate issuing requests to the certificate issuing bank server once and then the certificate issuing bank server issues the multiple electronic certificates corresponding to the certificate issuing requests, so that a basis is provided for realizing one-time payment settlement at different commercial tenants and / or different electronic commercial platforms.
Description
technical field [0001] The present application relates to the technical field of e-commerce, in particular to a method, system and equipment for issuing electronic vouchers in batches. Background technique [0002] With the rise of e-commerce, online electronic payment is more and more popular because of its convenience. At present, in the online electronic payment methods, in order to reduce risks, most of them exist in the form of third-party payment company guarantees. Taking the customer’s online purchase of goods as an example, the third-party payment company’s guarantee is adopted. For the payer customer, the funds have been paid to the third-party payment company before the goods are received. Once the third-party payment company has a problem, the payment Therefore, the third-party payment company’s guarantee method still has capital risks on the payer’s side. [0003] Although e-commerce uses the network platform to connect all parties involved in traditional busi...
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IPC IPC(8): G06Q20/38G06Q20/40
CPCG06Q20/3821G06Q20/401
Inventor 张毅
Owner SHENZHEN CIFPAY NETWORK BANK TECH