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Solution pay information transmission method, apparatus, and system of electronic certificate

An information transmission system and electronic voucher technology, applied in the field of Internet finance, can solve the problem of not being able to feed back payment information in a timely manner

Inactive Publication Date: 2017-02-01
SHENZHEN CIFPAY NETWORK BANK TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In view of this, the technical problem to be solved by the present invention is to provide a method, device and system for transmitting payment information of electronic vouchers, so as to solve the technical problem that the payment information cannot be fed back in time

Method used

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  • Solution pay information transmission method, apparatus, and system of electronic certificate
  • Solution pay information transmission method, apparatus, and system of electronic certificate
  • Solution pay information transmission method, apparatus, and system of electronic certificate

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0032] Such as figure 1 As shown, a method for transmitting payment information of an electronic voucher provided by an embodiment of the present invention includes the following steps:

[0033] S101. After learning the information that the product has been signed for, the seller generates payment information and sends the information to the second fund management server.

[0034] Specifically, the buyer and the seller conduct transactions through e-commerce, the client used by the buyer is the buyer's end, and the client used by the seller is the seller's end. After the buyer places an order to the seller through the buyer's end, the buyer generates an electronic certificate issuance request through the buyer's end (issuing end), and sends it to the first fund management server, which is usually located in the issuing bank. That is, the buyer generates a request for issuing an electronic certificate and sends it to the server where the issuing bank is located. According to ...

Embodiment 2

[0041] Such as figure 2 As shown, a method for transmitting payment information of an electronic voucher provided by an embodiment of the present invention includes the following steps:

[0042] S201. The seller generates payment information after receiving the information that the product has been signed for.

[0043] Specifically, the seller can obtain the signed receipt information of the commodity online (such as the e-commerce platform), and the seller can also obtain the signed receipt information of the commodity offline (such as the receipt receipt of the logistics company and the receipt receipt of the e-commerce platform)). Wherein, the payment release information may include receipt information, payment release conditions, etc., and may also include the identity information of the seller, so as to verify the identity of the seller later.

[0044] S202. The seller sends the payment information to the second fund management server.

[0045] S203. After receiving th...

Embodiment 3

[0049] Such as image 3 As shown, a method for transmitting payment information of an electronic voucher provided by an embodiment of the present invention is applied to the seller, and the method includes the following steps:

[0050] S301. Generate payment information after obtaining the information that the product has been signed for.

[0051] Specifically, after the seller obtains the signed receipt information of the commodity online (such as an e-commerce platform), the seller can also obtain the signed receipt information of the commodity offline (such as the receipt of the express delivery company). Wherein, the receipt information includes but is not limited to the receipt receipt of the logistics company and the receipt receipt of the e-commerce platform. The generated payment information may include receipt information, payment conditions, etc., and may also include the identity information of the seller, so as to verify the identity of the seller later.

[0052]...

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Abstract

The invention, which belongs to the technical field of internet finance, discloses a solution pay information transmission method, apparatus, and system of an electronic certificate. The method comprises: after obtaining commodity receiving and signing information, a seller terminal generates solution pay information and sends the solution pay information to a second fund management server; after receiving the solution pay information, the second fund management server updates a corresponding electronic certificate state to be a to-be-paid state and synchronizes the electronic certificate state at a first fund management server. According to the technical scheme, the seller terminal feeds back solution pay information timely to guarantee continuous, effective and successful transition of the electronic certificate from one state to a next state, so that timely solution pay of the electronic certificate is ensured. And thus the fund management server can allocate funds timely.

Description

technical field [0001] The present invention relates to the technical field of Internet finance, and in particular to a method, device and system for transmitting electronic voucher payment information. Background technique [0002] E-commerce uses the Internet platform to connect all parties involved in traditional business activities (buyers, sellers, logistics companies, financial institutions, etc.), and reduces the cost of transactions by networking, electronicizing, and informatizing the entire transaction process. , Improved transaction efficiency. However, in the current e-commerce application, the transfer of funds mainly depends on the traditional electronic direct transfer payment method and the third-party payment method, and the payment method is single. [0003] At present, a new type of financial instrument that pays by credit commitment has emerged. Compared with traditional online payment methods, electronic credit voucher payment greatly reduces transactio...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/38G06Q20/40
CPCG06Q20/3821G06Q20/401
Inventor 张毅
Owner SHENZHEN CIFPAY NETWORK BANK TECH
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