Intelligent car insurance loss assessment method and system based on image recognition

Abstract

The invention discloses an intelligent car insurance loss assessment method and system based on image recognition. The method comprises the following steps: receiving picture information captured by a client; identifying the picture information to obtain the loss part and the loss degree of a vehicle; according to an incidence relation between the loss part and the loss degree of the vehicle and fitting man-hour, calculating corresponding loss price and forming a loss result. The method can quickly, efficiently and automatically determine the loss part, the loss fitting, and the loss degree of the vehicle by identifying and processing the vehicle picture captured and uploaded by the client and required to be subjected to loss assessment so as to automatically create loss items and to realize automatic claim settlement. In cooperation with a pocket claim client, the method and system can achieve a whole process without the audit staff and can greatly improve loss assessment efficiency.

Description

technical field [0001] The invention relates to the field of auto insurance, in particular to an image recognition-based intelligent loss determination method and system for auto insurance. Background technique [0002] With the development of society, there are more and more traffic vehicles, and vehicle insurance is the first procedure after purchasing a vehicle. With the increase of vehicles, the absolute number of vehicle traffic accidents also increases accordingly. When a traffic accident occurs to an insured vehicle, the first thing the insurance company does is to go to the scene to investigate and determine the damage. [0003] Vehicle loss assessment has always been a highly professional and technical job. Vehicle loss assessment involves the technologies and interests of maintenance, manufacturing, and vehicle owners. It is a prominent part of the entire auto insurance service and requires professionals to handle it. . [0004] At present, vehicle damage determ...

AI Technical Summary

Problems solved by technology

[0006] In view of the shortcomings of the above-mentioned prior art, the purpose of the present invention is to provide a method and system for intelligent auto insurance loss determination based on image recognition, aiming at solving the problem of large deviation and low time-consuming manual loss determination in cases of small pure car damage , and the problem of high cost of fixed loss

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