Car insurance intelligent loss assessment method and system

Abstract

The invention discloses a car insurance intelligent loss assessment method and system. The method comprises the steps: building a vehicle claim settlement loss assessment database; receiving a car insurance claim settlement instruction and a vehicle loss image which are transmitted by a client, and recognizing a loss part and loss degree of the vehicle through combining with the vehicle claim settlement loss assessment database; searching a loss assessment scheme from the vehicle claim settlement loss assessment database according to the vehicle type, the loss part, the loss degree and a maintenance factory selected at a client, and calculating the loss assessment price, thereby improving the loss assessment efficiency, reducing the loss assessment bias of a case, and reducing the manual operation risks. The method carries out the matching with the price in the database on the basis of image recognition, completes the systematic automatic loss assessment, and improves the intelligentization degree of loss assessment.

Description

technical field [0001] The invention relates to auto insurance claim settlement technology, in particular to an intelligent auto insurance loss determination method and system. Background technique [0002] With the development of society, there are more and more traffic vehicles, and vehicle insurance is already the first procedure after purchasing a vehicle. With the increase of vehicles, the absolute number of vehicle traffic accidents also increases accordingly. When a traffic accident occurs to an insured vehicle, the first thing the insurance company does is to go to the scene to investigate and determine the damage. [0003] Vehicle loss assessment has always been a highly professional and technical job. Vehicle loss assessment involves the technologies and interests of maintenance, manufacturing, and vehicle owners. It is a prominent contradiction in the entire auto insurance service and requires professionals. [0004] Therefore, at present, the damage assessment ...

AI Technical Summary

Problems solved by technology

[0008] In view of the deficiencies of the prior art above, the purpose of the present invention is to provide an intelligent loss assessment method and system for auto insurance, so as to solve the problems of low efficiency of loss assessment and large loss assessment deviation of existing insurance assessment techniques.

Images