Debit card management system and method
A management system and management method technology, applied in the field of debit card management system, can solve the problem of unable to form a close circle, unable to fully reflect the diverse social relations among customers, etc., to enhance its own competitiveness, improve customer experience, The effect of increasing viscosity
Inactive Publication Date: 2017-05-10
BANK OF CHINA
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Problems solved by technology
Therefore, the star card relationship constructed by connecting one or more supplementary cards with the main card as the center cannot form a close circle, nor can it fully reflect the diverse social relationships among customers
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[0021] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention more clear, the embodiments of the present invention will be further described in detail below in conjunction with the accompanying drawings. Here, the exemplary embodiments and descriptions of the present invention are used to explain the present invention, but not to limit the present invention.
[0022] figure 1 It is a schematic structural diagram of a debit card management system according to an embodiment of the present invention. Such as figure 1 As shown, the debit card management system of this embodiment may include: a debit card group 110 , a front-end system 120 and a core banking system 130 .
[0023] The debit card group 110 includes a plurality of debit cards 111, and the debit cards 111 have independent capital accounts; the front-end system 120 is used to read the card information of the debit cards 111 and receive a transaction request; the co...
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The invention provides a debit card management system and a debit card management method. The system comprises a debit card group comprising a plurality of debit cards, wherein each debit card has an independent capital account; a front-end system used for reading card information of the debit card and receiving a transaction request; and a core bank system used for judging whether the debit card and a transaction object belong to the same debit card group according to the debit card information, information of the transaction object in the transaction request, and a group information table, and if yes, managing the transaction between the debit card and the transaction object according to the transaction request and a transaction management strategy corresponding to the debit card group. According to the system and the method provided by the invention, the debit cards in the debit card group are equal and independent, so that full excavation of customer relations is facilitated.
Description
technical field [0001] The invention relates to the technical field of information management, in particular to a debit card management system and method. Background technique [0002] At present, the relationship between debit cards is limited to the principal-subsidiary relationship, that is, a principal-subsidiary relationship is established between a debit card and another debit card. The supplementary card uses the funds of the main card account during the use process, and the main card user has the right to set certain limits on the supplementary card to impose certain restrictions on the supplementary card users. [0003] The existing principal-supplementary card relationship is a dependent relationship, limited to two debit cards. Although the main card can have multiple supplementary cards, there is no business relationship between the supplementary cards. Therefore, the star-shaped card relationship constructed by connecting one or more supplementary cards with t...
Claims
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IPC IPC(8): G06Q40/02G06Q40/04G06Q20/34
CPCG06Q20/229G06Q40/02G06Q40/04
Inventor 王磊昌
Owner BANK OF CHINA