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Bio-feature identification-based transaction method and apparatus

A biometric identification and transaction method technology, applied in the field of biometric identification-based transaction methods and devices, can solve problems such as low safety factor

Inactive Publication Date: 2017-05-24
SHENZHEN TINNO WIRELESS TECH
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Problems solved by technology

[0003] The present invention provides a transaction method and device based on biometric feature identification, the main purpose of which is to solve the technical problem of low security factor of existing transaction verification

Method used

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  • Bio-feature identification-based transaction method and apparatus
  • Bio-feature identification-based transaction method and apparatus
  • Bio-feature identification-based transaction method and apparatus

Examples

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Embodiment Construction

[0038] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0039] The invention provides a transaction method based on biological feature identification. refer to figure 1 As shown, it is a flow chart of the first embodiment of the transaction method based on biometric identification of the present invention.

[0040] In this embodiment, the transaction method based on biometric identification includes:

[0041] Step S10, when receiving the transaction request sent by the transaction terminal, obtain the corresponding bank card account information from the transaction request;

[0042] Step S20, sending an identification request to the mobile terminal whose bank card account information is currently logged in, so that the mobile terminal collects the biometric data of the user based on the identification request;

[0043] The transaction terminal in the embodiment of the p...

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Abstract

The invention discloses a bio-feature identification-based transaction method. The method comprises the steps of obtaining corresponding bank card account information from a transaction request when the transaction request sent by a transaction terminal is received; sending an identity recognition request to a mobile terminal which the bank card account information is logged in currently, thereby enabling the mobile terminal to acquire bio-feature data of a user based on the identity recognition request; when the bio-feature data returned by the mobile terminal is received, detecting whether the bio-feature data is matched with pre-stored bio-feature data bound with the bank card account information or not; and if yes, sending notification information of identity recognition success to the transaction terminal, thereby enabling the transaction terminal to finish a transaction based on the notification information. The invention furthermore provides a bio-feature identification-based transaction apparatus. According to the method and the apparatus, the technical problem of low security coefficient of existing transaction verification is solved.

Description

technical field [0001] The present invention relates to the technical field of information security, in particular to a transaction method and device based on biological feature identification. Background technique [0002] Existing bank card transaction verification methods generally carry out password verification. For example, when withdrawing money or transferring money on an ATM (Automatic Teller Machine, automatic teller machine), the password of the bank card is generally input by the user through the ATM, and the bank card system performs the verification. Verification, if the verification is passed, the transaction will be successful. However, the safety factor of this password verification method is low, so that if the user's bank card or bank card account number and password are stolen, the person who steals the account number can use the password to steal the user's bank card funds and bring losses to the user. Contents of the invention [0003] The present in...

Claims

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Application Information

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IPC IPC(8): G06Q20/40
CPCG06Q20/40145
Inventor 彭明东
Owner SHENZHEN TINNO WIRELESS TECH
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