Unlock instant, AI-driven research and patent intelligence for your innovation.

A mobile terminal payment method and mobile terminal

A mobile terminal and payment method technology, applied in the field of communication, can solve the problems of cumbersome operation steps, and achieve the effect of simplifying operation steps and ensuring security.

Active Publication Date: 2018-09-04
VIVO MOBILE COMM CO LTD
View PDF3 Cites 0 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] Embodiments of the present invention provide a mobile terminal payment method and a mobile terminal to solve the problem in the prior art that the intermediate operation steps are too cumbersome when the mobile terminal is replaced for payment

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • A mobile terminal payment method and mobile terminal
  • A mobile terminal payment method and mobile terminal
  • A mobile terminal payment method and mobile terminal

Examples

Experimental program
Comparison scheme
Effect test

no. 1 example

[0029] Such as figure 1 As shown, the embodiment of the present invention provides a mobile terminal payment method, the method specifically includes the following steps:

[0030] Step 101: Enter the pending payment interface according to the obtained pending payment order.

[0031] Wherein, the interface to be paid includes a local account payment method and a cloud account payment method. When the user needs to use the mobile terminal to make payment, after obtaining the information of the order to be paid, enter the interface to be paid, such as figure 2 As shown, there are local account payment methods and cloud account payment methods for the user to choose from. When the user is using his own mobile terminal, he can use the local account payment method for payment; when the user is using another user's mobile terminal , you can use the cloud account payment method.

[0032] Step 102: When the cloud account payment method is selected for payment, identify the first bi...

no. 2 example

[0042] The above first embodiment briefly introduces the payment method of the present invention, and the following embodiment will further describe it in conjunction with the accompanying drawings and specific application scenarios.

[0043] Such as image 3 As shown, the payment method of the present invention includes the following steps:

[0044] Step 301: Enter the pending payment interface according to the obtained pending payment order.

[0045] When the user needs to use the mobile terminal to make payment, after obtaining the information of the order to be paid, enter the interface to be paid, such as figure 2 As shown, there are local account payment methods and cloud account payment methods for the user to choose from. When the user is using his own mobile terminal, he can use the local account payment method for payment; when the user is using another user's mobile terminal , you can use the cloud account payment method.

[0046] Step 302: When the cloud accoun...

no. 3 example

[0054] The above first and second embodiments respectively introduce the payment method of the present invention from different scenarios, and the following embodiment will further introduce and illustrate it in conjunction with the accompanying drawings and another application scenario.

[0055] Such as Figure 4 As shown, the payment method in the embodiment of the present invention includes the following steps:

[0056] Step 401: Enter the pending payment interface according to the obtained pending payment order.

[0057] Wherein, the interface to be paid includes a local account payment method and a cloud account payment method.

[0058] Step 402: When the local account payment method is selected for payment, identify the second biometric information collected by the mobile terminal.

[0059] Wherein, the second biometric information includes fingerprint information, retina information, face information or iris information.

[0060] Step 403: Match the second biological...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The invention discloses a payment method of a mobile terminal and the mobile terminal. The payment method of the mobile terminal includes the steps of entering an interface to be paid through an acquired order to be paid, wherein the interface to be paid comprises a local account payment mode and a cloud account payment mode; recognizing first biological characteristic information collected by the mobile terminal when the cloud account payment mode is chosen as a payment mode; matching the first biological characteristic information with reference biological characteristic information stored in the local mobile terminal; searching a first cloud account matching with the first biological characteristic information from the cloud account if the first biological characteristic information fails to match with the reference biological characteristic information; paying the order to be paid through the first cloud account when an acquired payment code matches with a payment code of the first cloud account successfully. The payment method of the mobile terminal has the advantages that the biological characteristic information is used for matching with the cloud account to pay the order to be paid, so that payment safety is guaranteed, payment operation steps of the mobile terminal are simplified, and users' experience is improved.

Description

technical field [0001] The present invention relates to the field of communication technology, in particular to a mobile terminal payment method and the mobile terminal. Background technique [0002] With the continuous development of electronic information technology, various intelligent terminal devices such as smartphones and tablet computers have gradually become a necessity in our lives. Subsequently, mobile payment is gradually accepted by people as an emerging payment method. The security of mobile payment technology can be better guaranteed through the biometric identification function of smart terminal equipment. The mobile payment function is performed by scanning a two-dimensional code or near field communication (NFC, Near Field Communication) payment and other methods. However, due to the limitation of the battery life of the mobile terminal or the user forgets to carry it, when it is necessary to make payment through the payment account bound to the mobile ter...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
Patent Type & Authority Patents(China)
IPC IPC(8): G06F17/00G06Q20/40
CPCG06Q20/4014G06Q20/40145
Inventor 韦海龙
Owner VIVO MOBILE COMM CO LTD