Risk control method and device

A risk control and risk technology, applied in the computer field, can solve problems such as poor experience, waste of computer resources, lack of real-time performance, etc., and achieve the effect of effective risk control

Active Publication Date: 2020-12-18
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

However, since the above-mentioned security policies are often written by developers based on historical behavior data, they are not real-time, so according to the above-mentioned preset security policies, it is often impossible to perform risk control on the latest user accounts or network behaviors, which affects The effectiveness of risk control on user accounts or network behavior, which brings poor experience to users and wastes computer resources

Method used

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  • Risk control method and device
  • Risk control method and device
  • Risk control method and device

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Embodiment Construction

[0020] Embodiments of the present invention will be described below in conjunction with the accompanying drawings.

[0021] The risk control method and device provided in the embodiments of the present application are applicable to the scenario of risk control on the user's account or network behavior, where the network behavior may include login behavior, payment behavior and transaction behavior.

[0022] For example, apply if figure 1 In the application scenario shown, figure 1 Among them, the client can refer to the terminal device that has logged in the user's registered account, or it can refer to the application program that has logged in the user's registered account, and the application program is located in the terminal device; The event information of the risk event perceived by the end user, that is, the user in this application refers to the user who can perceive the risk event, and the above event information may include the event name and / or event content.

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Abstract

The invention relates to the technical field of a computer and particularly relates to a risk control method and device. According to the risk control method, a server can receive event information of a risk event sensed by a client in real time; the risk event is analyzed according to history behavior information, thereby determining a type of the risk event; and when it is determined that the type of the risk event is a risky event, a security strategy corresponding to the event information is generated, so the server can carry out risk control on an account or a network behavior of a user through combination of the automatically generated security strategy and a preset security strategy. The effective risk control can be carried out on the account or the network behavior of the user.

Description

technical field [0001] The present application relates to the field of computer technology, in particular to a risk control method and device. Background technique [0002] In traditional technology, when implementing risk control, the server first collects the user's historical behavior data from the back-end database, then performs risk model modeling based on the historical behavior data, and finally uses the established risk model to monitor the user's account or network behavior. Risk identification: when the user's account or network behavior is identified as risky, according to the preset security policy, the user's account or network behavior is risk-controlled. However, since the above-mentioned security policies are often written by developers based on historical behavior data, they are not real-time, so according to the above-mentioned preset security policies, it is often impossible to carry out risk control on the latest user accounts or network behaviors, which...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): H04L12/24H04L29/06
CPCH04L41/147H04L63/20
Inventor 赵露名
Owner ADVANCED NEW TECH CO LTD
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