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Methods and systems for electronic transactions

A technology for transactions and electronic accounts, which is applied in the field of electronic transactions and systems, and can solve predatory problems

Inactive Publication Date: 2017-08-18
GLOBEONE
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

To date, alternative financial service providers (such as payday lenders, check tellers, and money transfer companies) have become predatory in many ways, creating cycles of debt through high-fee services

Method used

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  • Methods and systems for electronic transactions
  • Methods and systems for electronic transactions
  • Methods and systems for electronic transactions

Examples

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Embodiment Construction

[0029] Before the present methods and systems are disclosed and described, it is to be understood that the methods and systems are not limited to particular methods, particular components, or particular configurations. It is also to be understood that terminology used herein is for the purpose of describing particular embodiments only and is not intended to be limiting.

[0030] As used in the specification and the appended claims, the singular forms "a", "an" and "the" include plural referents unless the context clearly dictates otherwise. Ranges may be expressed herein as from "about" one particular value, and / or to "about" another particular value. When such a range is stated, another embodiment includes from the one particular value and / or to the other particular value. Similarly, when values ​​are expressed as approximations, by use of the antecedent "about," it will be understood that the particular value forms another embodiment. It will also be understood that the en...

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PUM

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Abstract

An example system can comprise a closed group of member financial institution servers. The system can comprise a data feed manager configured to communicate amongst the closed group of member financial institution servers over a network. The system can comprise a data aggregator configured to aggregate data related to transactions conducted by the closed group of member financial institution servers. The aggregated data can comprise an aggregated interest from the transactions. The system can comprise a distribution manager configured to determine one or more distribution levels for the member financial institutions and one or more seeding entities based on the aggregated data.

Description

[0001] Cross References to Related Applications [0002] This application is an amendment to U.S. Provisional Application Serial No. 62 / 031,418, filed July 31, 2014, entitled "Methods and Systems for Financial Service," and filed January 16, 2015, entitled "Methods and Systems for Financial Service Priority is claimed in U.S. Provisional Application Serial No. 62 / 104,128, "Service", the contents of each of which are hereby incorporated by reference. Background technique [0003] The number of wage earners is growing regardless of their economic status. The unbanked and under-banked populations are a concern and one of the fastest growing markets for opportunity in financial services. Currently, this demographic either pays high fees or makes a conscious choice not to have banking relationships due to a lack of services that meet their needs. To date, alternative financial service providers such as payday lenders, check tellers, and money transfer companies have become predat...

Claims

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Application Information

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IPC IPC(8): G06Q20/10G06Q30/02G06Q40/02
CPCG06Q20/10G06Q40/02G06Q40/00
Inventor J.罗斯
Owner GLOBEONE
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